Mortgage and refinance rates for today, January 16, 2025 - Bankrate

1 day ago · Today's average 30-year fixed-mortgage rate is 7.13, the average rate for the benchmark 15-year fixed mortgage is 6.38 percent, and the average rate on a 5/1 adjustable …

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Today’s Mortgage Rates January 16, 2025: 30-Year Rates

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1 day ago · 30-Year Mortgage Rates: Lock in Stability With a Long-Term Promise The benchmark 30-year fixed mortgage now stands at 7.13% after rising 10 basis points since last week.

newsweek.com

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Mortgage And Refinance Rates Today, January 16, 2025: Rates Spike …

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1 day ago · Mortgage rates have increased for the fifth week in a row, and the 30-year fixed rate is now above 7%. According to Freddie Mac, the 30-year rate rose by 11 basis points to 7.04%, …

yahoo.com

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Current Mortgage Rates: January 16, 2025 - Nasdaq

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1 day ago · Freddie Mac’s benchmark rate for a 30-year mortgage increased to 7.04% for the week ending January 16, 2025. It’s the fifth consecutive week rates have moved higher, and …

nasdaq.com

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Compare 30-Year Mortgage Rates Today - Bankrate

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Jan 9, 2025 · Today's national 30-year mortgage interest rate trends For today, Thursday, January 16, 2025, the current average interest rate for a 30-year fixed mortgage is 7.13%, …

bankrate.com

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Mortgage Rates Today: January 16, 2025—Rates Remain Fairly …

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1 day ago · Current Mortgage Rates for January 16, 2025 30-Year Mortgage Rates. Today's average rate on a 30-year, fixed-rate mortgage is 7.37%, which is 0.02 percentage point …

msn.com

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Current Mortgage Rates: January 16, 2025 - Money

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1 day ago · Freddie Mac's benchmark rate for a 30-year mortgage increased to 7.04% for the week ending January 16, 2025. ... Freddie Mac's mortgage rates for the week ending January …

money.com

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30 Year Mortgage Rate (I:US30YMR) - YCharts

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Dec 19, 2024 · Jan 16 2025, 12:10 EST: Next Release: Jan 23 2025, 12:00 EST Long Term Average: 7.72%: Average Growth Rate: 0.54%: Value from Last Week: 6.93%: Change from …

ycharts.com

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Why Mortgage Rates May Stay Higher For Longer. Today's Rates, …

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1 day ago · Today’s average mortgage rates; ... Mortgage; 30-year fixed-rate 7.13% (+0.10) ... Today's average mortgage rates on Jan. 16, 2025, compared with one week ago. We use rate …

cnet.com

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Compare Today's Mortgage And Refinance Rates In NJ

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Today’s mortgage rates in New Jersey are 7.021% for a 30-year fixed, 6.143% for a 15-year fixed, and 7.395% for a 5-year adjustable-rate mortgage (ARM). Check out our other mortgage and ...

nerdwallet.com

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Mortgage And Refinance Rates Today, January 17, 2025: Don't Be …

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16 hours ago · According to its December housing forecast, Fannie Mae expects the 30-year mortgage rate to end 2025 at 6.20%. The Mortgage Bankers Association (MBA) December …

yahoo.com

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Current Home Equity Loan Rates NJ | Spencer Savings Bank

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Flood Insurance may be required. Rates are subject to change without notice. **There is a maximum rate of 13.990% and a floor rate of 5.00%. The rate is the prime rate as published in …

spencersavings.com

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Today's Mortgage Rates By State – Jan. 15, 2025 - Investopedia

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2 days ago · In September, 30-year rates plunged to 5.89%, the cheapest average in two years. But they have since surged about 1.25 percentage points. National Averages of Lenders' Best …

investopedia.com

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Compare Today's Mortgage And Refinance Rates In North Bergen

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Today’s mortgage rates in North Bergen, undefined are 6.971% for a 30-year fixed, 6.228% for a 15-year fixed, and 7.339% for a 5-year adjustable-rate mortgage (ARM). Check out our other …

nerdwallet.com

FAQs about Mortgage and refinance rates for today, January 16, 2025 - Bankrate Coupon?

What is the average interest rate on a 30-year mortgage?

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.37%, according to Curinos, while the average rate on a 15-year mortgage is 6.53%. On a 30-year jumbo mortgage, the average rate is 7.43%. Current Mortgage Rates for January 16, 2025 30-Year Mortgage Rates Today’s average rate on a 30-year, fixed-rate mortgage is 7.37%, […] ...

How often do 30-year mortgage rates change?

Average 30-year mortgage rates change daily — sometimes more than once a day. For today’s average, see the tables above. Historically, 30-year mortgage rates have averaged around 8%. But they’ve been well below that in recent years, with average 30-year rates in 2016, 2017, 2019, and 2020 all coming in below 4%. ...

What is the average rate on a 30-year fixed-rate mortgage?

According to Money's daily survey, the average rate on a 30-year fixed-rate mortgage is 6.938%. Money's 30-year refinance rate is averaging 7.012%. Freddie Mac's average rate for a 30-year fixed-rate mortgage dropped to 6.60% this week, a decrease of 0.09 percentage points. ...

What is the average interest rate on a 30-year jumbo mortgage?

On a 30-year jumbo mortgage, the average rate is 7.43%. Today's average rate on a 30-year, fixed-rate mortgage is 7.37%, which is 0.02 percentage point higher than last week. The interest plus lender fees, called the annual percentage rate (APR), on a 30-year fixed mortgage is 7.39%. The APR was 7.37% last week. ...

Should I get a 30-year fixed or adjustable-rate mortgage?

Despite their slightly higher rates, most borrowers opt for a 30-year fixed mortgage over a 15-year FRM or an adjustable-rate mortgage. The stability and predictability that come with fixed rates and low payments are hard to beat. Rates are provided by our partner network, and may not reflect the market. ...

What is the lowest 30-year mortgage rate ever?

At the time of writing, the lowest 30-year mortgage rate ever was 2.66% (according to Freddie Mac’s weekly rate survey). That number may have changed since. And remember the “lowest-ever” is an average rate. Top-tier borrowers with excellent credit and large down payments or who pay points get rates below even those. ...