Current Mortgage Rates: January 16, 2025 - Money

When shopping for a mortgage, you may be offered two types, each with a different interest-rate arrangement: fixed-rate and adjustable-rate loans. Understanding the difference between the two is important to decide which will best suit your needs. Fixed-rate mortgages As the name implies, fixed-rate loans have a … See more

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Current Mortgage Rates: January 16, 2025 - MSN

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1 day ago · According to Money’s daily survey, the average rate on a 30-year fixed-rate mortgage decreased to 7.195%, down by 0.104 percentage points. It’s the first time the rate has moved …

msn.com

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Mortgage Rates Today: January 16, 2025—Rates Remain Fairly …

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1 day ago · Current Mortgage Rates for January 16, 2025 30-Year Mortgage Rates. Today's average rate on a 30-year, fixed-rate mortgage is 7.37%, which is 0.02 percentage point …

msn.com

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Mortgage Rates Today: January 16, 2025—Rates Remain Fairly …

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1 day ago · The current average interest rate on a 30-year, fixed-rate jumbo mortgage is 7.43%— 0.06 percentage point up from last week. The 30-year jumbo mortgage rate had a 52-week …

forbes.com

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Mortgage And Refinance Rates Today, January 16, 2025: Rates Spike …

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1 day ago · Mortgage rates have increased for the fifth week in a row, and the 30-year fixed rate is now above 7%. According to Freddie Mac, the 30-year rate rose by 11 basis points to 7.04%, …

yahoo.com

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Today's Mortgage Rates, January 16, 2025 | Rates Dip On …

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1 day ago · Best Money Market Accounts ... Mortgage rates for January 16, 2025, are hovering around 6.70%. ... Current 30-Year Mortgage Rates.

businessinsider.com

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30-Year Mortgage Rate Rises Above 7% For First Time Since May

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1 day ago · Jan. 16, 2025 Updated 12:38 p.m. ET. ... Mortgage rates tend to track the yield on 10-year Treasury bonds, ... But homeowners might eventually adjust to current rates, said Lu Liu, …

nytimes.com

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Mortgage And Refinance Rates For Jan. 16, 2025: Rates Hit Highest …

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1 day ago · Freddie Mac reports an average 6.93% for a 30-year fixed-rate mortgage, up 2 basis points from last week's average 6.91%, according to its weekly Prime Mortgage Market Survey of nationwide lenders ...

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Mortgage Rates Move Sideways | Today, Jan. 16, 2025 - The …

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1 day ago · Current mortgage rates methodology. ... As of January 16, 2025, the average rate for a 30-year fixed mortgage is 7.04%, while the 15-year fixed mortgage averaged 6.27%, …

themortgagereports.com

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Current Mortgage Rates In January 2025 - Buy Side From WSJ

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Jan 6, 2025 · Mortgage rates rose steadily in December, closing out the year well above their 2024 low of 6.08%. As of Jan. 16, the average rate on a 30-year mortgage is 6.93%, according …

wsj.com

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Compare Today's Mortgage And Refinance Rates In NJ

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Today’s mortgage rates in New Jersey are 7.021% for a 30-year fixed, 6.143% for a 15-year fixed, and 7.395% for a 5-year adjustable-rate mortgage (ARM). Check out our other mortgage and ...

nerdwallet.com

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Today’s Mortgage Rates For January 16, 2025: Drop In Rates

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1 day ago · On January 16, 2025, mortgage rates have decreased, with the average 30-year fixed mortgage rate sitting at 6.80%, and the 15-year fixed rate even lower at 6.05%. These …

noradarealestate.com

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Mortgage And Refinance Rates Today, January 17, 2025: Don't Be …

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22 hours ago · According to its December housing forecast, Fannie Mae expects the 30-year mortgage rate to end 2025 at 6.20%. The Mortgage Bankers Association (MBA) December forecast is less optimistic, putting ...

yahoo.com

FAQs about Current Mortgage Rates: January 16, 2025 - Money Coupon?

What is the average mortgage APR in 2025?

On Thursday, January 16, 2025, the national average 30-year fixed mortgage APR is 7.021%. The average 15-year fixed mortgage APR is 6.143 %, Want help getting a great mortgage rate? On Thursday, January 16, 2025, the average APR on a 30-year fixed-rate mortgage fell 3 basis points to 7.021%. ...

Will mortgage rates drop in 2025?

Mortgage rates are starting 2025 elevated compared to where they've been in recent months. Rates could drop a bit in January if incoming data shows that inflation is slowing more than expected, but recent data has been somewhat sticky. How Low Will Mortgage Rates Go? ...

What is the average interest rate on a 30-year mortgage?

Today, the mortgage interest rate on a 30-year fixed mortgage is 7.37%, according to Curinos, while the average rate on a 15-year mortgage is 6.53%. On a 30-year jumbo mortgage, the average rate is 7.43%. Current Mortgage Rates for January 16, 2025 30-Year Mortgage Rates Today’s average rate on a 30-year, fixed-rate mortgage is 7.37%, […] ...

What is the average rate on a 30-year fixed-rate mortgage?

According to Money's daily survey, the average rate on a 30-year fixed-rate mortgage is 6.938%. Money's 30-year refinance rate is averaging 7.012%. Freddie Mac's average rate for a 30-year fixed-rate mortgage dropped to 6.60% this week, a decrease of 0.09 percentage points. ...

How will Trump's Mortgage Policy affect mortgage rates in 2025?

Mortgage rates for January 16, 2025, are hovering in the high 6% range. Rates decreased slightly this week thanks to cooler-than-expected inflation data. But inflation needs to continue cooling for rates to drop further, and Trump's policies could have the opposite effect. ...

What is the average interest rate on a 30-year jumbo mortgage?

On a 30-year jumbo mortgage, the average rate is 7.43%. Today's average rate on a 30-year, fixed-rate mortgage is 7.37%, which is 0.02 percentage point higher than last week. The interest plus lender fees, called the annual percentage rate (APR), on a 30-year fixed mortgage is 7.39%. The APR was 7.37% last week. ...