When does it make sense to have a phone protection plan and

Unless you're very clumsy or egregiously careless with your $1000+ iPhone or high-end Android phone - they really don't make sense. When I got my current phone they wanted $17/mo for 36 months (the phone was 0% over 36 months). That works out to $621 to 'protect' a $899 phone …

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When Does It Make Sense To Have A Phone Protection Plan And

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Do You Need Insurance For Your Smart Phone? - Kiplinger

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May 12, 2014 · Verizon’s protection plans range in price from $5.18 a month to $10 a month, and the deductibles vary depending on the phone model. The highest level of protection, Verizon …

kiplinger.com

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Cell Phone Insurance Plans Compared: What's Worth It?

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Oct 10, 2017 · AT&T Mobile Protection Pack. AT&T offers three protection plans. The cheapest one will cost you $8.99 per month. That will cover your phone for loss, theft, accidental …

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FAQs about When does it make sense to have a phone protection plan and Coupon?

Should I buy a phone protection plan?

So realistically. I wouldn't. The phone protection plan only financially makes sense if you're worried about breaking the phone in a way that the manufacturer's warranty won't cover (like phyiscally breaking it or dropping it in water) within the first year. ...

How long does a phone protection plan last?

Many protection plans require that you sign up within a set period after purchasing your phone, like 14 or 30 days. What are the plan terms? Some plans require hefty deductibles. Others don't cover certain events, like theft, or can't fully replace your phone, only repair it. ...

How much does phone protection cost?

The top tier, the Multi-Device Protection Pack, costs $35 and covers three devices. The Mobile Protection Pack costs $12 per month per phone. Both cover device malfunctions, loss, theft, and damage, as well as tech support. If you don’t care about tech support, a $9 plan offers the same protection. ...

Is a phone insurance plan right for You?

If you answered “Yes" to any of the above, a phone insurance plan might be right for you. Let's face it, the alternative means leaving your device unprotected. Your phone is paid off, and you can afford to pay the full price of a new device if it ever gets lost, stolen, or damaged. ...

How long do cell phone insurance plans last?

In many cases, you have to make the decision whether to insure quickly because some plans are available for only two to four weeks after you buy a smartphone. “Cell-phone insurance is really confusing,” says Logan Abbott, president of Wirefly, a website that compares cell-phone plans. ...

Should I Keep my Phone insured?

Ultimately, it might make more sense for you to keep your phone insured because of your financial situation. If your insurance plan is only around $10 per month and a comparable phone, or the model you want, costs more than $500 and that would significantly impact your finances, you might want to keep paying for the insurance. ...