What, specifically, makes YNAB worth it? : r/personalfinance - Reddit

YNAB comes very highly recommended by lots of fellow Redditors, but as budget conscious individuals, what specific aspects of the software make it worth the $84 a year? We're in a …

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What, Specifically, Makes YNAB Worth It? : R/personalfinance - Reddit

2 weeks from now

YNAB comes very highly recommended by lots of fellow Redditors, but as budget conscious individuals, what specific aspects of the software make it worth the $84 a year? We're in a …

reddit.com

$7.50
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What Makes YNAB Worth It Over Free Options? : R/personalfinance

2 weeks from now

If you pay annually I think it’s more like $7.50-8/mo, not $15 though. (I have a sinking fund for it…in YNAB.) If you’re doing fine with a different system, go for it, of course. But if you don’t …

reddit.com

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A Year In Review: Was YNAB Worth The $84? : R/ynab - Reddit

2 weeks from now

YNAB is a great tool by itself but it becomes very, very powerful once you harness it as you did by UNIFYING your accounts & mindset concerning money. It's worth being repeated that to win …

reddit.com

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Dear YNAB Gurus.... - Bogleheads.org

2 weeks from now

Jan 21, 2024 · Ynab user since Ynab 4 (I had only around $15K of net worth at that time). I am doing #2 as well. Brokerage account is on-budget, it doesn't matter what is in it. I reconcile the …

bogleheads.org

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Is YNAB Worth It? 12 Customers Weigh In

2 weeks from now

Hear from YNABers in their own words (and charts) why YNAB is worth it for them. YNAB helped dramatically increase my net worth. 10 years of using YNAB: from -$20K in debt to nearly …

ynab.com

FAQs about What, specifically, makes YNAB worth it? : r/personalfinance - Reddit Coupon?

Is YNAB worth using?

Launched in 2004, YNAB not only allows individuals to create a budget but also can help you save money. According to YNAB, the average new user saves over $600 in the first two months of use and $6,000 in the first year alone. This YNAB review walks through the app’s features, pros and cons and costs to determine if it’s worth using. ...

Is YNAB a good personal finance tool?

YNAB is one of the best personal finance tools on the market. But that’s exactly what it is — a tool. To benefit from it, you have to put it to use. If you’re serious about taking control of your finances, it’s worth spending extra money on a yearly plan. In all likelihood, you’ll save a lot more than you spend on YNAB. ...

Does YNAB really work?

Zero doubts YNAB paid off for you guys, and gave you a simple tool to use that helped you budget and get in tune with each other. YNAB is a great tool by itself but it becomes very, very powerful once you harness it as you did by UNIFYING your accounts & mindset concerning money. ...

How can YNAB help you save money?

Age your money YNAB helps you budget by planning to spend last month’s income, rather than your current paycheck. It calls this strategy “aging money.” By aging your money, you can increase savings, reduce stress, and never worry about living paycheck to paycheck. ...

Why did YNAB say I had the money to spend?

YNAB treats all accounts as spending accounts, so it was still saying I had the money to spend, even after I had moved it to savings. Once I removed my savings account things made a lot more sense. I could move money into savings and it would show that that money had been removed from my budget, which is what I intended. ...

Is YNAB a good budget app?

But any bank-connected budget app should be able to help with that. The benefit of the app over others I’ve tried is how incredibly granular it allows you to make your budget. I’ve tried Mint, EveryDollar, and Excel spreadsheets. YNAB has been the very best. ...