US Bank 4% Smartly Visa Credit Card - Page 5 - Bogleheads.org

Dec 24, 2009 · SpaethCo wrote: ↑ Sun Oct 13, 2024 5:35 pm This is going to be a VISA Signature card, which has an average merchant transaction fee of around 2.5%. Any bank offering …

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 5 - Bogleheads.org

2 weeks from now

Dec 24, 2009 · SpaethCo wrote: ↑ Sun Oct 13, 2024 5:35 pm This is going to be a VISA Signature card, which has an average merchant transaction fee of around 2.5%. Any bank offering …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Bogleheads.org

2 weeks from now

Sep 5, 2024 · The required Smartly savings account earns 4.1% currently when you can get 5.15%+ elsewhere. Not worth it. To lose $1k+in savings interest to make an extra 2% on …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 4 - Bogleheads.org

2 weeks from now

Sep 30, 2024 · That's about the only reason that I am still looking for a way to do this without adding too much inconvenience. A branch is 3 miles away and there are many others in the …

bogleheads.org

4%
OFF

My Experience Signing Up For The U.S. Bank Smartly 4% Credit …

2 weeks from now

Dec 18, 2024 · This is a caution for people wanting to perform a product change to the Smartly card. P1 and P2 both had U.S. Bank cards with decent credit limits, so we did a product …

doctorofcredit.com

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 6 - Bogleheads.org

2 weeks from now

Oct 21, 2024 · I've never had the USBAR card (or a US Bank brokerage account), but am hoping that getting 4% on the new smartly card will just involve some one-time hassles in getting …

bogleheads.org

4%
OFF

US Bank Smartly (4%) Credit Card Review - Frugal Professor

2 weeks from now

Dec 7, 2024 · • US Bank Smartly (4%) Credit Card Review • BoA 5.25% Credit Card Review • US Bank Altitude Reserve 4.5% Card Review • $1M in Investment Gains: A Finance Professor’s …

frugalprofessor.com

4%
OFF

US Bank Smartly Visa, 2-4% Cashback On Everything. - Page 5

2 weeks from now

3 days ago · Credit Card Programs - US Bank Smartly Visa, 2-4% cashback on everything. - Originally Posted by milesaremymantra !!!! Met US Bank Manager, opened Smartly Checking …

flyertalk.com

4%
OFF

US Bank Smartly Visa Vs BofA Plat Honors: Crunching The Numbers

2 weeks from now

Sep 9, 2024 · USB Smartly Visa is a 4% card. BofA UCR is 2.625% with Plat Honors. Difference = 1.375%. To overcome the $950 SUB deficiency, one will need to spend $69K on the US Bank …

redditmedia.com

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 2 - Bogleheads.org

2 weeks from now

Sep 11, 2024 · To get the 4% boost on the credit card you need (a) a Smartly Savings account which typically has a $5 monthly fee, and (b) $100K combined balance in checking, savings …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 12 - Bogleheads.org

2 weeks from now

SnowBog wrote: ↑ Wed Nov 13, 2024 8:27 pm I think this might depend on "what" assets you transfer and/or maybe how your account is setup. I know in mine, I can transfer "cash". But I …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 11 - Bogleheads.org

2 weeks from now

The $5 monthly maintenance fee is waived with the presence of a Bank Smartly® Checking, Safe Debit account, Bank Smartly™ Visa Signature® card, or for accounts with a minor under the …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 15 - Bogleheads.org

2 weeks from now

Nov 21, 2024 · Re: US Bank 4% Smartly Visa Credit Card Post by Mudpuppy » Sat Nov 23, 2024 11:12 pm anon_investor wrote: ↑ Sat Nov 23, 2024 5:38 pm After they get their target asset …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 26 - Bogleheads.org

2 weeks from now

Dec 20, 2024 · OK, I got my Smartly Visa Credit card today and charged Pennsylvania income tax to see how this works. I paid a 2.75% fee to do this. I can see two pending charges on the …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 33 - Bogleheads.org

2 weeks from now

1 day ago · Bogleheads.org. Investing Advice Inspired by Jack Bogle. Skip to content. Quick links. Forum Policies; ... US Bank 4% Smartly Visa Credit Card. ... Mon Jan 13, 2025 9:43 pm. percy …

bogleheads.org

4%
OFF

US Bank 4% Smartly Visa Credit Card - Page 32 - Bogleheads.org

2 weeks from now

3 days ago · When charges are pending on the card, they get subtracted from the remaining credit but do not get added to the balance. This means you can't pay off the card to increase …

bogleheads.org

FAQs about US Bank 4% Smartly Visa Credit Card - Page 5 - Bogleheads.org Coupon?

What is a smartly visa 2%-4% card?

The new kid on the block in U.S. Bank with their Smartly Visa 2%-4% card. The setup is similar to that of Bank of America where those with $100,000 in assets with the bank get top tier rewards on the card and earn a whopping 4% cash back. The card has no annual fee. There’s no signup bonus on the Smartly card. There are foreign transaction fees. ...

Should I get a US Bank smartly 4% card?

If all goes well, the math will work out even better with the U.S. Bank 4% card. These rewards would even cover fees of 3%+. There are various other places (rents, school tuitions, Plastiq, etc) who add on a ~3% transaction fee, and the 4% rewards on the Smartly card can cover that. And so I decided to give the U.S. Bank Smartly 4% card a shot. ...

Does the US Bank smartly 4% card cover a 3% transaction fee?

There are various other places (rents, school tuitions, Plastiq, etc) who add on a ~3% transaction fee, and the 4% rewards on the Smartly card can cover that. And so I decided to give the U.S. Bank Smartly 4% card a shot. After applying I heard absolutely nothing from U.S. Bank for many days. ...

Does US Bank have a 4% card?

US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every transaction. I’ve already downgraded my Premium Rewards card (to our 8th CCR…supposedly with the superpower of no FTF) and will shift all non-category spend to the Smartly 4% card. ...

How to get 4% Cash Back on smartly credit card?

How to Get the 4% Cash Back at US Bank: Similar to the BoA/Merrill setup, the elevated rewards on the Smartly credit card are conditional on maintaining >$100k of assets at US Bank. Importantly, you can transfer $100k of investments to their brokerage account (or IRA) to meet this requirement. ...

How much cash back does US bank offer?

The 5.25% cash back was capped at $2,500 per quarter per card, requiring juggling of cards to optimize. The non-category “other” spend was limited to 2.625% with the Premium Rewards card. US Bank’s 4% card overcomes those two problems by offering an unlimited 4% on every transaction. ...