Top CD rates today: Jan. 4, 2024 — 5 terms earn APYs of 5% or more

Jan 4, 2024 · Today's top CD rate is 5.66% APY on a one-year term, with the second highest rate of 5.60% on a nine-month term. Rates of at least 5% can be found on terms of up to two …

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Top CD Rates Today: Jan. 4, 2024 — 5 Terms Earn APYs Of 5% Or More

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Jan 4, 2024 · Today's top CD rate is 5.66% APY on a one-year term, with the second highest rate of 5.60% on a nine-month term. Rates of at least 5% can be found on terms of up to two …

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Top CD Rates Today, Jan. 16, 2025 - Investopedia

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22 hours ago · From late 2022 through the end of 2024, you could secure a rate of 5% or more with the top nationwide CD—and in a few periods, rates even reached above 6%. ... CD …

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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4 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 9 and Jan. 15. All other information is current as of …

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Top CD Rates Today: Jan. 22, 2024 — 5.51% Is Highest APY Across …

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Jan 22, 2024 · Explore the top CD rates today to maximize your savings. ... Jan 22, 2024, 7:00 AM 5 min read. ... while longer terms of three to five years earn top APYs between 4.5 and …

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Top CD Rates Today: Jan. 10 -- Up To 4.65% | GOBankingRates

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Jan 10, 2025 · Common CD terms include 3, 6, 12 and 18 months. ... Top CD Rates Today: January 7 -- Earn Up To 4.65% APY ; More from Your Money. You May Also Like . CD Rates. …

gobankingrates.com

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Top CD Rates Today: January 17, 2025 | Lock In Up To 4.51% APY

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5 hours ago · Today's highest CD rate across terms is 4.51 percent APY, offered on a six-month CD. ... $5,000 would earn for each term. Today's top CD rates by term ... spur further …

bankrate.com

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Top CD Rates Today: Jan. 17 -- Up To 4.65% | GOBankingRates

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6 hours ago · Common CD terms include 3, 6, 12 and 18 months. ... Top CD Rates Today: January 10 -- Earn Up To 4.65% APY ; More from Your Money. You May Also Like . CD Rates …

gobankingrates.com

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Top CD Rates Today: Jan. 3, 2024 — 5.66% Is The Highest APY …

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Jan 3, 2024 · Today's top CD rate remains 5.66% APY with a term of one year. Top APYs for terms of three and four years have declined slightly in recent weeks. National averages are …

yahoo.com

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Top CD Rates Today: Jan. 10, 2024 — Highest APY Is Now 5.6%

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Jan 10, 2024 · Explore the top CD rates today to maximize your savings. ... Top CD rates today: Jan. 10, 2024 — Highest APY is now 5.6%. ... while APYs for terms of three to five years are …

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CD Rates Today: January 14, 2025—Earn 5% Or More - Forbes

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3 days ago · Today’s best interest rates on CDs (certificates of deposit) are as high as 5.25%. ... The highest interest rate currently available on a one-year CD—one of the most popular CD …

forbes.com

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Top CD Rates Today, Jan. 14, 2025 - Lock In 5.50% Until …

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2 days ago · Resurrected for 2025, the nation-leading CD pays 5.50% for 8 months. But if you want a longer rate guarantee, you can find dozens of mid–4% options for terms of 1–5 years.

investopedia.com

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Now's The Time To Lock In A High APY. Today's CD Rates, Jan. 17

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1 day ago · Today's CD Rates, Jan. 17, 2025 ... Today's top CDs offer APYs as high as 4.65%. ... Here are some of the highest CD rates right now and how much you could earn by depositing …

cnet.com

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Top CD Rates Today, Dec. 17, 2024 - One 5% CD Remains, …

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Dec 17, 2024 · Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls If You're One of the 4.1 Million People Retiring in 2025, Open a CD Before Rates …

investopedia.com

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Forget CDs, Even With Rates Over 4%. Here's Where To Put Your …

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21 hours ago · Let's say you put $1,000 in a savings account with an APY of 4.00% and $1,000 in a 1-year CD with an APY of 4.20%. After a year, the CD will have earned you (drum roll) two …

fool.com

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Top CD Rates Today: Jan. 8, 2024 — Leading APY Remains 5.66%

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Jan 8, 2024 · Putting $5,000 in the top-earning, one-year CD will earn $283 in interest, compared with $87 in a one-year CD that earns the national average APY of 1.73 percent. Today’s CD …

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CD Rates Today: January 17, 2025—Earn Up To 5.25% - Forbes

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21 hours ago · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

forbes.com

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Top CD Rates Today: Jan. 16, 2024 — 5 Terms Still Earn 5% APY Or …

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Jan 16, 2024 · The table also shows national average CD rates and the amount you can earn in CDs of various terms. Key takeaways Today’s highest yielding CD earns 5.51 percent APY …

msn.com

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Top CD Rates Today, Jan. 8, 2025 - A 5.50% Offer Gets Resurrected …

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Jan 9, 2025 · Top CD Rates Today, Jan. 13, 2025 - Only 4 Offers Still Guarantee 4.75% or Higher Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls

investopedia.com

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Best CD Rates Today, December 24, 2024 (Lock In Up To 4.27% APY)

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Dec 24, 2024 · The best CD rates on the market for January 2025 (up to 4.45% APY) Understanding today’s CD rates. Traditionally, longer-term CDs have offered higher interest …

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Best CD Rates For January 17, 2025 - AOL

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8 hours ago · Best CD rates for January 17, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.35% APY with low or no …

aol.com

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CD Rates Today, January 12, 2025 (up To 4.25% APY) - Yahoo Finance

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Jan 10, 2025 · Brokered CDs can sometimes offer higher rates or more flexible terms, but they also carry more risk and might not be FDIC-insured. Read More CD rates today, January 13, …

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FAQs about Top CD rates today: Jan. 4, 2024 — 5 terms earn APYs of 5% or more Coupon?

What are the best CD rates in 2023?

October 2023 saw the best CD rates push above 6%, while today the leading rate is down to 5.50%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. The most you could earn from the very best CDs in the country ranged from just 0.50% to 1.70% APY, depending on the term. ...

What are the top CD rates?

Bankrate monitors the top CD rates regularly, and you’ll find today’s in the table below. The table also shows national average CD rates and the amount you can earn in CDs of various terms. Today’s highest yielding CD earns 5.51 percent APY and has a one-year term. ...

What is the leading CD rate across terms?

Here's an explanation for The current leading CD rate across terms is 4.55 percent APY, offered on a six-month CD. Top APYs for many CD terms have been declining for months since peaking late in 2023. Overall, competitive APYs remain several times greater than national averages. ...

Are CD apys trending downward in 2024?

Competitive CD APYs have been trending downward throughout 2024. For example, the highest one-year CD APY at the start of January 2024 was 5.66 percent, whereas it's currently 4.50 percent. Among the popular terms Bankrate monitors for this page, all rates have seen steeper declines in the second half of 2024, as compared to the first half. ...

What's going on with CD yields in January?

As we cross into the latter half of January, top yields on certificates of deposit (CDs) remain high, although the best rates for some terms are down slightly since December. The highest annual percentage yield (APY) on any widely available CD remains 5.51 percent, which is offered on a one-year term. ...

What happened to CD yields in 2023?

National average CD yields rose steadily in 2023, as the Federal Reserve continued to hike interest rates at the fastest pace since the 1980s. In all, Fed officials increased rates 11 times between 2022 and 2023, bringing the federal funds rate to its current target range of 5.25-5.5 percent. ...