The Best CD Rates for January 2025 - The Wall Street Journal

Jan 3, 2025 · Best 5-year CD rates. East Texas Professional Credit Union: 4.11% ($1,000 minimum deposit); Freedom Credit Union: 4.07% ($500 minimum deposit, or $250 for applicants under 25 years of age); Telco ...

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The Best CD Rates For January 2025 - The Wall Street Journal

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Best 1-Year CD Rates For January 2025 - The Wall Street Journal

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Dec 31, 2024 · To find the best one-year CD rates, we looked at CDs with minimum deposits of $1,000 or less available at member institutions of the FDIC or the National Credit Union …

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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CD Rates Today: January 6, 2025—Earn Up To 5.25% - Forbes

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Jan 6, 2025 · The best interest rates on CDs—certificates of deposit—pay up to5.25% today, based on certificate term lengths. ... Best CD Rates Offered by Banks in January 2025. When …

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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2 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of …

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6 Best 1-Year Credit Union CD Rates Of January 2025 - Newsweek

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Dec 27, 2024 · Best CD Rates of January 2025: Up To 4.70% Best 1-Year CD Rates of January 2025 Editorial Disclosure: We may receive a commission from affiliate partner links included …

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Current CD News - Bankrate

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2 days ago · Top CD Rates Today: January 8, 2025 | Earn Up To 4.55% APY Explore the top CD rates today and learn how economic trends can affect your rate. Bankrate provides valuable …

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Top CD Rates Today, Jan. 14, 2025 - Investopedia

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3 hours ago · Published January 14, 2025. mapodile / Getty Images. Close. Key Takeaways. ... October 2023 saw the best CD rates push above 6%, while the leading rate is currently down …

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Will CD Interest Rates Rise Again In 2025? Experts Weigh In

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Dec 16, 2024 · The best time to open a CD account is usually when interest rates are high. Currently, the national average for a 1-year CD is 1.74%, but you can find APYs as high as …

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Best Savings Account Rates In January 2025 - The Wall Street Journal

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Jan 2, 2025 · On Dec. 18, the Federal Reserve reduced short-term interest rates by a quarter-point to a target range of 4.25% to 4.50%. The latest cut — the third in 2024 — came despite …

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Best CD Rates In New York January 2025 - Newsweek

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Dec 27, 2024 · The current average CD rates across the country are 1.72% for a one-year CD, 1.42% for a three-year CD and 1.42% for a five-year CD. The best rates in New York are just …

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When Will High CD Rates Go Down? – Forbes Advisor

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Jan 8, 2024 · Find The Best CD Rates Of 2024. Learn More ... Today’s CD Rates: January 3, 2025—Take Home More Than 5% ... reporting for publications including The Wall Street …

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CD Rates Today: January 10, 2025—Earn 5% And Up - Forbes

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5 days ago · The best interest rates on CDs—certificates of deposit—pay up to 9.57% today, based on certificate term lengths. ... Today’s CD Rates: January 3, 2025—Take Home More …

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FAQs about The Best CD Rates for January 2025 - The Wall Street Journal Coupon?

Should you buy a CD in 2025?

Although the central bank initially forecasted four rate cuts in 2025, analysts are now expecting only two cuts. Buying a CD now could help you lock in today’s rates for months or years, especially if you think they might drop further. What are the best CD rates? ...

Will CD rates rise in 2025?

According to Robert Johnson, chairman and CEO of the Economic Index Associates, it's unlikely that CD rates will rise in 2025. "The outlook for CD rates is bearish, as the overwhelming sentiment of market participants is that rates will be markedly lower in the coming year than they are today," he says. ...

Are top-yielding CDs a good investment in 2025?

Experts are now forecasting just two rate cuts in 2025, down from the four that were originally expected. Top-yielding CDs offer the chance to lock in a rate now and earn up to half a percentage point or more above what you might earn in a high-yield savings account. ...

Will the Fed cut CD rates again in 2025?

However, in the second half of 2024, the Fed lowered the benchmark interest rate several times, and CD interest rates dropped once again — and many analysts expect the Fed to cut rates again in 2025. Given these expectations, is there a chance that CD rates could increase next year or will they fall further? ...

What is the best CD rate in New York?

The highest CD rates in NY include Quontic Bank’s three-month CD at 4.95% APY, which has a $500 minimum deposit. Be aware that the best New York CD rates can change at any time. Further, Bethpage Federal Credit Union CD offers a 10-month CD at 4.50% APY that requires a $50 deposit. Is It Possible To Get 7% Interest on My CD in New York? ...

Why did CD rates rise in 2022 & 2023?

CD rates surged in 2022 and 2023 due to the Federal Reserve’s interest rate hikes aimed at curbing inflation. But rates plateaued in early 2024 as the Fed paused further increases. With the Fed lowering the federal funds rate since September 2024, CD rates are expected to decline for the rest of the year. ...