Section 75 or Chargeback advise? - MoneySavingExpert Forum

Nov 16, 2024 · However a section 75 claim removes all this potential headache so that means section 75 is a better protection? You mean use both that is chargeback 1st then later on …

£50
OFF

Section 75 / Chargeback — MoneySavingExpert Forum

4 weeks from now

Nov 3, 2024 · Hi, I’m looking to purchase a motorhome £50k+, and initially considered paying £1,000 on my credit card to get coverage by my credit card company under Section 75 if …

moneysavingexpert.com

£80
OFF

Chargeback And Section 75, Explained In Plain English - Currensea

4 weeks from now

Jun 30, 2021 · So let’s say you spent £80 on a deposit for a hotel stay and the hotel is trying to invoice you for the entire stay of £800. Even though you only spent £80, you can make a …

currensea.com

FAQs about Section 75 or Chargeback advise? - MoneySavingExpert Forum Coupon?

Should I try chargeback or section 75?

If you think you're eligible for both chargeback AND Section 75, and you paid the full amount on your credit card, we'd suggest trying chargeback first. Chargeback should be easier, as it is usually just a case of your bank asking the seller's bank for your money back. ...

Is a credit card chargeback covered by section 75?

However, if you used a credit card to pay for a deposit and then used (at least £100 in) cash to complete the purchase, and/or used a credit card to buy something a long time ago (usually 120 days), then you are ONLY covered by Section 75. See our separate guide for how to claim. Covered by BOTH chargeback AND Section 75? ...

How do I complain about a chargeback or section 75 claim?

If you’re unhappy with how your bank or lender handled a chargeback or Section 75 claim, you should complain to them first. Your bank or lender will look into it and respond. If you’re unhappy with their response, or they don’t respond within eight weeks, you can come to us. ...

Does section 75 cover a refund?

Section 75 is one of two avenues you can use if you paid by card for something and think you're entitled to a refund – the other is chargeback. While it's generally considered lesser protection, there are some cases where chargeback can cover you where Section 75 can't. Not covered by Section 75? Try chargeback ...

What does section 75 mean on a credit card?

If you pay for something using your credit card that didn’t get delivered, was damaged or not as advertised, and the retailer is refusing to refund you, Section 75 means you could get your money back from your credit card provider instead. When can I use Section 75? ...

Is chargeback a legal right?

It's not a legal right like Section 75, but can still be useful protection when you use your credit card. Chargeback covers payments made via debit card, credit card or charge card and there's no minimum spend limit, so it's a good option if you bought something for £100 or less. ...