Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit

Just stating how Chase plans work since some people, including you, clearly do not know but think you should give advice anyway. “Don’t use it if you can’t pay in full” is completely …

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Chase Pay Over Time Using Fee-free Offer On $13k For 2 Years.

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Chase Pay Over Time divides the purchase amount by the number of months of the offer. So Chase is going to give them a statement with an "Interest Saving Balance" of ~$550. As long …

reddit.com

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Chase Pay Over Time : R/ChaseSapphire - Reddit

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I have a payment plan of 13k over 24 months, so my payment is roughly $500 a month. Say I spend $1000 additional on this card. My "interest saving balance" for the month is $1500. If I …

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Chase Pay Over Time - Help! : CreditCards - Redditmedia.com

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Jul 22, 2024 · Hi! So I was hoping to use my first chase pay over time on a $9900 purchase with $0 fee/0% interest. I called last week and they said I was eligible since a posted $600 …

redditmedia.com

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Help With Chase Pay Over Time Calculations - Straight Dope

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Feb 26, 2024 · My Chase credit card has a new feature, allowing me to choose some transactions ($100 and up) to “pay over time”, from 3 to 24 months, with a monthly fee. For example, I had …

straightdope.com

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Do You Think It’s Worth It To Use Pay Over Time For A $7k ... - Reddit

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I did the my Chase loan offer option vs pay over time. Since it goes up to 36monthd. Had a deal of 9.99% Apr of 3 yrs of $249.95. I liked it. Any actual loan option is a hard inquiry (which I don’t …

reddit.com

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[Targeted] Chase: My Chase Plan ‘Pay Over Time’ Bonuses

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Feb 14, 2023 · The Offer. No direct link to offer, sent out via e-mail. Chase is offering some cardholders a bonus for using pay over time. The purchase needs to be $1,000 or above and …

doctorofcredit.com

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Question About Chase 'Pay Over Time' Plan : R/CreditCards - Reddit

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I recently made a large purchase ($8k) and have the option for a no-fee, no-interest Pay Over Time plan through Chase. I know generally the catch is the monthly fee in lieu of interest, …

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Has Anyone Used My Chase Plan? Was It Beneficial?

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Sep 3, 2021 · $48.95 over 6 months, no interest, a monthly fee of $3.04. $33.56 over 9 months, no interest, a monthly fee of $2.95. $25.88 over 12 months, no interest, a monthly fee of $2.92 …

myfico.com

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Pay Over Time Offer : R/Chase - Reddit

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Pay over time offer Hey all, I recently was notified that chase is offering me an offer to use the pay over time feature at 0% APR with a $0 monthly fee. I would never usually consider something …

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How Does Chase Pay Over Time Work? : R/CreditCards - Reddit

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Is chase my plan and the pay over time button the same thing? Looks the same. You can pay over 3,6,9 months if a purchase is over $100 looks it. Also seems that not every purchase over …

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What Is The Point Of The "pay Over Time" Option For Credit ... - Reddit

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Chase has My Chase Plan, which to quote their website: With My Chase Plan®, eligible cardmembers can break up card purchases of $100 or more into budget-friendly payments for …

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Should I Use Chase’s “Pay Over Time” Feature Even When I ... - Reddit

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Edit: I wanted to run the numbers to see how bad this is. If you charged $1,000 on a credit card at 30% interest and paid it off over 1 year of equal payments you would pay $169.85 in interest. If …

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Got Pay Over Time Offer : R/amex - Reddit

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I feel like if you need to finance something that’s $100 for any amount of time you should probably not have a card where you pay an annual fee. But maybe that’s me. Now if you meant over …

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FAQs about Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit Coupon?

What is Chase Pay Over time?

Chase Pay Over Time is an installment plan option for Chase credit card customers, letting you split a big purchase into equal monthly payments. Think of it as a form of buy now, pay later (BNPL). Competing BNPL plans offered by other card issuers include American Express Pay It® Plan It® and Citi Flex Pay. ...

Is Chase Pay Over time free?

Chase Pay Over Time lets you avoid the interest charges that would typically otherwise come with carrying a balance from month to month, but as you may have guessed, it’s not free—you’ll be charged a fixed monthly fee. No single credit card is the best option for every family, every purchase or every budget. ...

Does Chase Pay Over time work if you have already paid?

And, if you have already paid part of the purchase, you may not be able to enroll it in a payment plan via Chase Pay Over Time. Customers will still earn rewards on transactions enrolled in Chase Pay Over Time, so you don’t have to worry about missing out on points or miles if you pay in installments. ...

Does Chase offer a no-fee pay over time plan?

I recently made a large purchase ($8k) and have the option for a no-fee, no-interest Pay Over Time plan through Chase. I know generally the catch is the monthly fee in lieu of interest, however I believe they are offering the no-fee incentive since this would be my first plan created. ...

Is Chase Pay Over time legit?

Chase Pay Over time, what’s the catch? I have a charge of about $600 I can use pay over time. It says monthly fee of 0$ with no interest. Am I missing something or am I able to split this purchase up without issues? Its legit and they tend to occasionally offer $0 fee plans. In that case, its no risk as long as you pay. ...

Does Chase Pay Over time charge interest?

Note that if you don’t finish paying off your entire purchase within the Pay Over Time timeline, the issuer can charge you a credit card late fee. You also risk damaging your credit score when you pay late. You won’t be charged interest for purchases that you put on a Chase Pay Over Time plan. However, you will have to pay a fixed monthly fee. ...