Mortgage with national bank : r/PersonalFinanceCanada - Reddit

Mortgage loan needed is $320k in Montreal with 20% down. 5 yr fixed rate 25 years amortization The lowest rate so far has been National Bank and they are also paying part of our notary …

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Mortgage With National Bank : R/PersonalFinanceCanada - Reddit

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Mortgage loan needed is $320k in Montreal with 20% down. 5 yr fixed rate 25 years amortization The lowest rate so far has been National Bank and they are also paying part of our notary …

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MEGA Thread - Mortgage Rates Thread : R/PersonalFinanceCanada …

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Any mortgage with less than 20% down requires that you buy default insurance. This is what most people refer to as CMHC, but CMHC is just one insurer who provides it. Regardless, an …

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FAQs about Mortgage with national bank : r/PersonalFinanceCanada - Reddit Coupon?

Is National Bank a good mortgage lender?

National Bank’s rating on Trustpilot was 1.6 out of 5 possible stars, with about 70 reviews at the time of this writing. Reviews include feedback about a number of National Bank’s products and services; not just mortgages. National Bank will hold your rate for 90 days if you are pre-approved. This is a shorter window than some lenders. ...

Is National Bank a good bank?

National Bank is one of Canada’s Big Six banks. It offers a few unique mortgage types — three-month fixed rates, capped variable rates — in addition to more typical products. Fixed- and variable-rate mortgages with a wide variety of term options. National footprint with notably high presence in Quebec. Mortgages available for self-employed people. ...

Is National Bank a good mortgage company in Quebec?

Quebecers looking for brick-and-mortar mortgage advice may find National Bank especially appealing. The company notably offers a number of niche mortgage types, like a six-year fixed rate and a capped variable rate. If you’re considering options outside the norm, it may be worth looking into National Bank. ...

Does National Bank offer online mortgage rates?

Online mortgage application: No. You’ll need to contact National Bank directly. In-person option: Yes. National Bank has more than 360 locations. National Bank has some rate information on its website, but it only has a few special rates online. Posted rates: National Bank lists about a dozen posted rates online. ...

How long does National Bank hold a mortgage?

For variable-rate mortgages, the penalty is 3 months interest based on National Bank’s prime rate. Range of terms: Three months to 10 years. Rate hold: National Bank will hold rates for 90 days, which falls short of other Big Six banks that offer at least 120-day rate holds. Portability: You can’t port your mortgage with National Bank. ...

What mortgage offers does National Bank offer?

National Bank currently has these mortgage offers: Get up to $5,800 cash back by combining the following mortgage promotions: Get up to $3,000 cash back by getting a new eligible mortgage of $100,000 or more. The amount of cash back depends on the size of your loan. Four-year commitment minimum with a fixed or variable rate. ...