Just over $8,000 left. Should I just pay them off? : r ... - Reddit

I would definitely pay off the one at 4.66% interest rate and possibly the 4.29% rate one just due to the fact that those are higher than most HYSA account rates right now. The 3% one you …

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Just Over $8,000 Left. Should I Just Pay Them Off? : R ... - Reddit

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I would definitely pay off the one at 4.66% interest rate and possibly the 4.29% rate one just due to the fact that those are higher than most HYSA account rates right now. The 3% one you …

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$8,000 In Student Loans. Should I Pay It Off, Pay A Decent ... - Reddit

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I currently have just over $8,000 left to pay off and have roughly $25,000 in the bank between my checking and savings. I make $50,000/year before taxes. My monthly expenses are around …

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8K In Loans Left. Pay It All? : R/StudentLoans - Reddit

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/r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. ... I have $86,000 left. If I only had $8,000 I would absolutely pay it off …

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Should I Just Pay Off The Last $4,000 As A Lump Sum?

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I’m on my last $4,000 in student loan debt after being well over $100,000 at one point. Interest rate is 7.5%. I’m debating whether to pay off... jump to content. my subreddits. edit …

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How To Pay Off $8,000 Of Debt In 6 Months - CNBC

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Dec 26, 2024 · Here's what I'm doing to pay off more than $8,000 of debt in six months. The card that helped me tackle a big bill The 0% APR card that made it possible to finance such a big …

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How Long Will It Take To Pay Off $8,000? - WalletHub

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Nov 2, 2024 · If you pay $1,200 a month, it will take you 8 months to pay off $8,000 ; If you pay $1,600 a month, it will take you 6 months to pay off $8,000 ; Note: All examples assume an …

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Should I Get A Personal Loan To Pay Off $8k Of Credit Card Debt?

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All else being equal, if you can trade a high interest rate for a low interest rate, you should do that. But be sure to make a spreadsheet with all the numbers to see if all else is equal. That said, id …

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10 Reasons You Should Never Pay Off Your Mortgage

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Oct 28, 2007 · 3. Don’t use credit cards unless you pay them off in full each month. 4. Spend less than you make and attempt to save 10-20% of your income on an annual basis. 5. For …

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Should You Pay Off Student Loans Early? - Money Under 30

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Jun 14, 2023 · (For those curious, I had student loan interest rates of 5% and 7.6% and only made regular payments until my balances were about $1,000 each—at which point I paid them …

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R/StudentLoans On Reddit: $7,500 Left. Pay Off Or Wait A Year In …

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Can't give much advice without specifics. It also really depends on how you feel about debt. If your interest rate is 4% or less, personally I would only do the minimum payments and invest …

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Pay Off One Entire Card Or Half On Two Cards Better For FICO?

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Oct 11, 2017 · Just looking at these two cards (you say they both have a $1,000 limit) and as you state they are both maxed out. Currently (ignoring anything else and the facts below) you have …

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Just Paid Off My Private Loans! : R/StudentLoans - Reddit

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If your job gives bonuses/extra compensation outside of your salary, put 100% of that into paying your loans. Just do it. Understand the refi game and crunch the numbers. Immediately after …

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How Are People Getting Over 10K Points Every Month?

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Aug 28, 2024 · I just realized that last month. My Ultimate ran out and I just started paying monthly and with the auto renew, I realized it was so much cheaper on there (roughly $10 vs …

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Should I Just Pay Off My Loans ? : R/StudentLoans - Reddit

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I currently pay about $1000 each month and I have $10,800 in savings. In my mind all my loans would be paid off right before the forbearance would go away so I would avoid paying any …

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FAQs about Just over $8,000 left. Should I just pay them off? : r ... - Reddit Coupon?

Should I pay down the highest interest loan first?

There are indeed times when it can make sense to pay in an order other than highest interest rate loan first. Aksakal, one reason to not pay down the highest interest loan first is if the highest interest loan has early repayment penalties. One reason to not pay down the highest interest loan first is if lower interest loans have minimum payments. ...

Should you pay off a line of credit first?

ADDED: in addition to the points other responders have brought up, if one loan is "rechargeable" (like a home-equity line of credit) and one is not (like an auto loan), it may make sense to pay off the first one first. As you pay back the line of credit, the money you pay back is eligible to be borrowed again. The auto loan is not. ...

Should you pay off credit card debt if you're not in debt payoff Ninja Mode?

Even if you're not in debt payoff ninja mode; maybe you want to contribute more to your retirement fund, your emergency savings, or just live more comfortably within your budget…cutting back costs is the best, fastest, most immediate way to make all of those things happen. But when it comes down to paying off credit card debt, what do you cut? ...

How do you pay off a student loan in a year?

Put down a lump-sum payment: If you have come into some money, perhaps through tax returns or a cash gift, consider putting it toward your student loan repayment. Pay biweekly instead of monthly: By making biweekly payments on your student loans, you’ll make 26 half-payments within a year. ...

What is a good utilization rate if a credit card owes 85%?

Using basic logic, you can see the validity of what FICO says. If you have two credit cards: One with a $1,000 limit and one with a $5,000 limit. If you owe $850 on the $1K card (85%) but zero on the $5K card your utilization rate is a fairly good 14%. ...

Should you pay one credit card down to zero?

However, if you pay one card down to zero – well that the fact that you have no monthly payment on that account is intuitively obvious to even a casual underwriter. Something to think about if you plan on let’s say a car or mortgage in a couple months. ...