Is Section 75 or Chargeback appplicable or other option?

4 days ago · We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).

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Section 75 / Chargeback - MoneySavingExpert Forum

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Nov 3, 2024 · It’s not clear though is the first £30k still covered under the credit cards liability …

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FAQs about Is Section 75 or Chargeback appplicable or other option? Coupon?

What is the difference between section 75 and chargeback?

But a key difference between the two is that, while Section 75 is legal protection, chargeback isn't. Instead, chargeback is something that Visa, Mastercard and American Express have agreed to offer. As it's not legal protection, this can potentially make it harder to get your money back from a chargeback claim compared to a Section 75 claim. ...

What if section 75 doesn't apply?

When Section 75 doesn't apply, look into making a chargeback claim. This could be for debit card purchases, or credit card purchases that cost under £100. Chargeback is similar to Section 75. But a key difference between the two is that, while Section 75 is legal protection, chargeback isn't. ...

Can I make a section 75 or chargeback claim?

You can still speak to your bank or lender to see if you can make a Section 75 or chargeback claim, especially if there’s no ATOL or ABTA cover, or if you’ve incurred further costs that aren’t covered by ATOL or ABTA. The information on this page explains how we can help if you’re not happy with the response you get from your bank or lender. ...

Is chargeback a legal requirement?

The chargeback scheme is not a legal requirement but a voluntary agreement between card providers and card issuers who set the rules for the scheme. What's Section 75? Section 75 of the Consumer Credit Act 1974 is a UK law. It protects you on any purchases that you make on your credit card between the value of £100 and £30,000. ...

What is section 75 & how does it work?

Falling behind with payments can impact your credit score and lead you to slip into debt. Instead, Section 75 is legal protection that lets you claim money back if anything goes wrong with a purchase on the seller's side. What is Section 75? Section 75 protection applies to purchases that cost over £100 and up to £30,000. ...

Does section 75 apply if a credit card holder purchases something for themselves?

Fact: Section 75 only applies if the primary cardholder uses the credit card to purchase something for themselves. Fact: You can complain to your credit provider and ask them to look again at your claim. If you’re still not happy, you can bring your complaint to us for free. ...