How to maximize cash back with your credit card - The Points Guy

Nov 4, 2024 · Citi Custom Cash® Card (see rate and fees): Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. Capital One Quicksilver Cash …

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How To Maximize Cash Back With Your Credit Card - The Points Guy

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Nov 4, 2024 · Citi Custom Cash® Card (see rate and fees): Earn $200 cash back after you spend $1,500 on purchases in the first six months of account opening. Capital One Quicksilver Cash …

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The Best 2% Cash Back Credit Cards - The Points Guy

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Aug 26, 2024 · The information for all the cards listed in this section has been collected independently by The Points Guy. The card details on this page have not been reviewed or …

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How To Choose Cash Back Credit Cards - The Points Guy

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Jul 22, 2024 · There's more to a cash-back credit card than its earning rate. Many cards offer introductory bonuses, 0% annual percentage rate promotions (which allow you to make …

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Discover It Secured Credit Card Review: Full Details - The Points Guy

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1 day ago · Related: How to check your credit score for free. Earning cash back on the Discover it Secured Credit Card. The Discover it Secured Credit Card earns 2% cash back on the first …

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Top Cash Back Credit Cards - The Points Guy

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Foreign transaction fees. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, …

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Credit Card Trick (How To Maximize Your Points For Cash Back)

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Here’s the trick! If I were to simply use my earned points on a recent grocery purchase they only give me roughly 60% point ratio not a true 1 to 1 ratio. So my 75,000 points are not worth $750 …

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What Your Credit Utilization Ratio Is And How It Affects Your Credit ...

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Nov 6, 2024 · For example, let's say you have a combined credit limit of $12,000 across two different cards, and your credit report shows an account balance of $6,000 spread across …

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6 Foolproof Ways To Maximize Rewards On Grocery Spending

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Oct 21, 2024 · The 6% return on the first $6,000 would earn you $360. Cash back is received in the form of Reward Dollars that you can redeem as a statement credit or at Amazon.com …

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The Easiest Credit Card Welcome Offers To Earn - The Points Guy

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2 days ago · Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year), a value of up to $300 cash back. Up to $300 in cash back: $0: Chase Freedom …

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Target Early Black Friday Deals - The Points Guy

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6 days ago · How to maximize your purchases. To get more from your spending, consider using a cash-back card like the ones listed below. Target Circle Card: Earn an extra 5% off every …

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FAQs about How to maximize cash back with your credit card - The Points Guy Coupon?

What are the best cash-back cards?

The Citi Double Cash® Card (see rates and fees) is a top option in this category, giving you 2% back on every purchase (1% back as you make purchases and another 1% back when you pay them off). Tiered-rate cash-back cards: These cards offer higher earn rates on select categories, then typically 1%-1.5% back on everything else. ...

How do I choose a cash-back credit card?

As you compare cash-back credit cards, consider the other benefits you may find useful. If you have a big purchase coming up, for instance, you may want to look for a card with a sign-up bonus or a 0% APR introductory offer. ...

What are the benefits of a cash-back credit card?

Many cards offer sign-up bonuses, 0% annual percentage rate (APR) promotions (which allow you to make purchases or transfer balances and pay them off over a set period, interest-free) and other perks. As you compare cash-back credit cards, consider the other benefits you may find useful. ...

Is a cash-back credit card right for You?

No single cash-back credit card is perfect for everyone, so you may want to use multiple cards for different spending categories in order to maximize your rewards. ...

What is a cash-back credit card?

There's more to a cash-back credit card than its earning rate. Many cards offer sign-up bonuses, 0% annual percentage rate (APR) promotions (which allow you to make purchases or transfer balances and pay them off over a set period, interest-free) and other perks. ...

Do all cash-back credit cards work the same?

Not all cash-back cards work the same, and knowing which approach you want to take with how you earn rewards is important. There are three main ways cash-back credit cards structure their rewards programs: Flat-rate cash-back cards: With this type of card, you get the same rewards rate on every purchase you make. ...