Go for the 5x points or 5% cash back on qualifying purchases?

I prefer percent as it’s more straight forward but I have a few cards that also give points and I redeem them at 1:1 cash back, so for ex apple 5x points is $.05 per $1 spent, same as 5% cash back. Points that redeem higher than 1:1 usually need to be redeemed for specific things like …

5%
OFF

Go For The 5x Points Or 5% Cash Back On Qualifying Purchases?

1 day from now

reddit.com

5%
OFF

5% Cash-back Vs 5X Points. Which Is Worth More? : …

1 day from now

But I think the overall response from most here is that 5% "cash back" is essentially the same as 5X points. So, the Freedom Unlimited---with no annual fee---gives you the same amount of …

reddit.com

5%
OFF

5x Vs. 5%: Is There A Difference? : R/CreditCards - Reddit

1 day from now

There’s also the redemption side of the equation, which is basically how much each of those points will be worth when you redeem points. So, with CSR you earned 5x points per dollar …

reddit.com

5%
OFF

Q3 2024 5% Quarterly Categories: Activate, Offers & Suggestions ...

1 day from now

Jul 1, 2024 · U.S. Bank Cash+ and Elan Max offer 5% cash back in two categories, ... Get 5x points on the category of your choice, up to $1,500 per quarter. Eligible categories: ... As an …

doctorofcredit.com

5%
OFF

How Does 5% Cash Back Work On Credit Cards? - WalletHub

1 day from now

Aug 7, 2024 · How 5% Cash Back Works on Credit Cards. There are no general-purpose credit cards that give 5% cash back on every purchase. The best flat-rate cash back cards give …

wallethub.com

5%
OFF

The Best Current 5x Reward Credit Card Options

1 day from now

Jan 20, 2014 · The points can be redeem for cash back, so essentially you are earning 5% back on these three categories. This is super valuable because the 5x earning is on major spending …

welltraveledmile.com

$500
OFF

7 Best Rewards Credit Cards (Dec. 2024) - $500, 80k Points

1 day from now

Dec 2, 2024 · Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. ... For example, your points won’t go as far if you redeem them for cash …

cardrates.com

5%
OFF

What Credit Cards Give You 5% Cash Back? - Newsweek

1 day from now

Sep 10, 2024 · For example, if a card offers 5% cash back on grocery purchases up to $1,500 in spending per quarter, but you spend well beyond that, you may look elsewhere for a card that …

newsweek.com

5%
OFF

The 8 Best 5% Cash-Back Credit Cards [2024] - Upgraded Points

1 day from now

Dec 18, 2024 · The Best 5% Cash-back Credit Cards. Chase Freedom Flex℠ — Best for Rotating Categories, Travel, and 0% Intro APR Citi Custom Cash ® Card — Best for Highest Eligible …

upgradedpoints.com

5%
OFF

Chase Freedom 5% Cash Back Calendar Q1 2025: Groceries, Gyms, …

1 day from now

Dec 16, 2024 · cardholders can earn 5% bonus cash back each quarter with the click of a button. Every quarter, cardholders can earn 5% cash back (5x points) on up to $1,500 spent in …

businessinsider.com

5%
OFF

Cash Back Vs. Points: Which Is Better? - Fox Business

1 day from now

Nov 21, 2024 · For example, you’d earn 1.5% back on all purchases. Tiered: Other cash back cards offer elevated cash back on specific spending categories. For example, you may get 3% …

foxbusiness.com

5%
OFF

Up To 5x Points/5% Cash Back - Doctor Of Credit

1 day from now

Apr 28, 2015 · 1.3 Chase Amazon.com Rewards – 3-5% Cash Back, No Annual Fee Or Limits; 1.4 Amazon Prime Store Card – 5% Cash Back, No Limits, Prime Required ($99 year) 1.5 …

doctorofcredit.com

5%
OFF

New Chase Freedom Grocery Bonus: Get 5% Cashback (Or 5x Points)

1 day from now

Oct 7, 2022 · For example, the Chase Freedom Flex currently earns 5% back at Walmart and Paypal transactions through the end of the year, thanks to its rotating quarterly bonus …

thriftytraveler.com

5%
OFF

Chase’s 5% Bonus Categories, Q1 2025: Grocery Stores

1 day from now

Dec 16, 2024 · From Jan. 1 through March 31, 2025, holders of the Chase Freedom Flex® and the Chase Freedom® can earn 5% cash back on up to $1,500 in combined category spending …

nerdwallet.com

1%
OFF

Best Rewards Credit Cards Of December 2024: Top Picks For …

1 day from now

Nov 23, 2024 · Discover it® Cash Back: 1% cash back, with 5% in rotating quarterly categories on the first $1,500 in purchases each quarter you activate; then 1% cash back (1-5% return on …

businessinsider.com

5%
OFF

[Targeted] Citi Spending Bonuses: Earn 5x On Selected Categories

1 day from now

Nov 12, 2020 · I just got an offer today for 5% cash back on up to $500 of online purchases on the same card that got the 5x points online purchases offer. The new offer is only valid from 11/24 …

doctorofcredit.com

FAQs about Go for the 5x points or 5% cash back on qualifying purchases? Coupon?

Where can I earn more cash-back points?

Be sure to check the cash-back bonus calendar for Discover and Chase quarterly bonus categories for a better idea of where you can expect to earn more points (for Discover it® Cash Back, you can earn 5% cash back at Amazon.com and Target from October 1, 2024 to December 31, 2024, on up to $1,500 in purchases after enrollment, then 1%). ...

What are competitor discover's 5% cash back categories for Q4 2024?

Competitor Discover's 5% cash back categories for Q4 2024 are Amazon and Target. Chase Freedom Flex® cardholders can earn 5% bonus cash back each quarter with the click of a button. Every quarter, cardholders can earn 5% cash back (5x points) on up to $1,500 spent in combined purchases across designated categories (then 1%). ...

What is the difference between 5X and 5% cashback?

5% is a straight 5% cashback and it’s easy to compare across banks/providers. 5x is points and the value can vary wildly across banks and on your redemption. (E.g. a Hilton point is worth less than half a Chase UR or Amex MR point.) ...

Does 5% cash back apply to all purchases?

This excellent rewards rate won’t apply to all purchases made to the card—only eligible charges will earn the full 5% cash back. For most cards, rewards are only earned in specific categories or on a certain amount up to a maximum reward or spending threshold. How Much is 5% Cash Back? How Does 5% Cash Back Work? Where Can I Get 5% Cash Back? ...

Where can I get a 5% Cashback Bonus?

Activate to earn 5% Cashback Bonus at Grocery Stores and Walmart from 7/1/24 (or the date on which you activate 5%, whichever is later) through 9/30/24, on up to $1,500 in purchases. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. ...

How do I earn 5x membership rewards® points?

Earn 5X Membership Rewards® points for flights booked directly through airlines or American Express Travel, on up to $500,000 on these purchases per calendar year. Also earn 5X Membership Rewards® points on prepaid hotels on AmexTravel.com. Earn 1X points on all other purchases. ...