does anyone have thoughts on the Aven Visa HELOC credit card?

That $250k would be applied directly to the mortgage to build $250k equity in the home, allowing me to open an Aven card with a limit of $250k. We'd still owe that $250k on the personal loans and my understanding is that Aven does interest-free balance transfers with a 2% fee.

2%
OFF

Does Anyone Have Thoughts On The Aven Visa HELOC Credit Card?

1 week from now

reddit.com

2%
OFF

Aven - Finally A Way To Earn Cashback On Mortgage Payments

1 week from now

Came across the Aven Visa Card today. It's a credit card/HELOC hybrid that offers 2% unlimited cashback on purchases with no annual fee. Here's where it gets interesting though: 1% …

reddit.com

49%
OFF

Aven Review 2025 - ConsumerAffairs

1 week from now

Nov 13, 2024 · Feature AvenCash (Aven HELOC) AvenCard; Product type: Home Equity Line of Credit (HELOC) Credit card backed by home equity Interest rate: Fixed rates (6.99-15.49%)

consumeraffairs.com

$1000
OFF

The Most Powerful Credit Card For Homeowners - Aven

1 week from now

Home equity lines of credit often come with high fees (usually over $1000), minimum advances, minimum credit limits (often at least $50,000), and take 4-6 weeks to close. 3 With Aven, you …

aven.com

FAQs about does anyone have thoughts on the Aven Visa HELOC credit card? Coupon?

Does the Aven HELOC card have an intro Apr?

Although the Aven HELOC card doesn’t offer an intro APR, it does have an interest rate ceiling. Borrowers are promised their maximum interest rate won’t exceed 18% during their account lifetimes. This is the same ceiling on credit union credit cards, which offer less risk than the Aven HELOC card since you aren’t using your home as collateral. ...

How do I apply for Aven HELOC?

Applying for Aven’s HELOC is straightforward: Fill Out an Application: Head over to Aven’s website to start the process. Credit Check: Aven will run a check on your credit score and evaluate your home’s equity. Get Your Card: If you qualify, you’ll receive your Aven HELOC Visa card, and you’re good to go. ...

Is Aven's HELOC a good choice?

Aven’s HELOC offers competitive interest rates, typically between 3% and 5%, depending on your credit score. These rates are much lower than the average credit card interest rate, making it a smart option for homeowners. Fees: One of the biggest perks of Aven’s HELOC is the lack of fees. ...

Does Aven offer a home equity credit card?

It offers both traditional home equity lines of credit (HELOCs) and a home equity-backed credit card option. Aven is licensed in several states across the U.S. but is unavailable in Hawaii, Indiana, Massachusetts, Missouri, Nevada, New York and Utah. HELOCs are limited to $100,000 in certain states: How does Aven work? ...

Does my Aven HELOC report to Experian?

My Aven HELOC only reports to Experian. It seems to be considered in the Revolving calculation, and is listed as Revolving and "Line of Credit" on MyFICO. At Experian's site under Account Type it shows " Home Equity Line Of Credit." ...

Does Aven HELOC work in 2024?

But for those who qualify, Aven’s HELOC is a flexible, affordable tool for tapping into your home’s equity in 2024. What credit score is needed for the Aven HELOC? Aven generally requires a credit score of 680 or higher to qualify for their HELOC product. ...