Do you have an AMEX? Is it worth it? : r/PersonalFinanceCanada

The Gold was a no brainer when it was first year free. Even at $150/year it's worth it if you spend about 1k/month. The new Cobalt might have more value for you though. I'm considering getting the Cobalt in lieu of my Gold card once the annual fee is due. The Platinum is only worth it if …

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Do You Have An AMEX? Is It Worth It? : R/PersonalFinanceCanada

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Is The American Express Platinum Worth It? : …

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It is absolutely worth it for the first year with the 40,000 point sign-up bonus. The $200 travel credit effectively makes the first year annual fee $499, and the 40,000 point sign-up bonus is worth …

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Is It Remotely Worth Having An American Express Card As A Canadian?

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I have Amex Simply Cash (1.25%) for everything. I use them to make big purchases (ie: electronics or airfares). And Amex tend to have lots of promotions with merchants too. So it's …

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What Is R/personalfinancecanada's Prefered Credit Card? : R ... - Reddit

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Sincerely: what perks make this worth the $699 annual fee? A quick Google search is showing me a $200 travel credit, lounge access, etc. Do the points make it worth it? I have an AMEX Blue …

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FAQs about Do you have an AMEX? Is it worth it? : r/PersonalFinanceCanada Coupon?

Is Amex card worth the annual fee?

Agree, it's easily worth the annual fee. It's only ~500 per year accounting for the 200/year travel benefit. It's the best card if you are travelling a decent amount. For a 21 year old the Cobolt card is likely the best bet, if they want AMEX. Assuming they spend a few grand per year. Are you finding many lounges are 'closed for renovations' ? ...

Is Amex a good Canadian credit card?

Yes Subscribe Me! The perks and rewards associated with Amex’s offerings make them a strong contender in the Canadian credit card market. That being said, it’s important to consider your own needs and spending habits to evaluate whether or not an American Express card makes sense for you or not. 1. Personal Spending Habits ...

How much are Amex points worth?

People have been referring to the points as worth 1cpp each but that is the floor, we get an average of 1.9cpp by redeeming the points through aeroplan. So the total return has been over $3,000 considering Amex offers. The biggest factor for a lot of people in how valuable this card will be for them is whether your usual grocery spot takes Amex. ...

Does Amex gold work in Canada?

It has a good bonus, that’s about it. The Canadian amex gold is a garbage card with no redeeming features, something like scotia passport VI does everything it does but way better. Amex gold has 4 lounge passes that only work in Canada. Scotia passport VI has 12 (6 from free first supplementary card) that work worldwide and no fx fees on top. ...

Is the American Express Gold rewards card worth it?

The American Express Gold Rewards Card, with its $250 annual fee, is worth it for those who frequently spend on travel and everyday purchases like gas, groceries, and drugstores, thanks to its rewarding points system. ...

What do you like most about Amex?

Great customer service. Decent points. I use AMEX almost exclusively for gas purchases (and occasional restaurants) and I double up the points by going to Shell and using AirMiles. Works out well, get about $200 free gas a year. What do I dislike? Nothing. Almost everywhere accepts AMEX. In reality it is only small businesses that don't. ...