How to manage cashback on credit cards : r/ynab - Reddit

Statement credit: Enter as payee Cash Back Bonus directly in to the credit card account. Move that exact amount OUT of the Available for Payment to Ready to Assign. Bank account …

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Credit Card Cash Back : R/ynab - Reddit

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I redeemed cash back rewards on one of my cards (statement credit) but I accidentally redeemed $50 more than what I owe. So I went to my budget and removed the exact dollars and cents …

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How Do You Categorize Cash Back Rewards? : R/ynab - Reddit

2 weeks from now

Apple Card gives you Apple Cash you can deposit in your account, but some "cash back" is really just a statement credit and is a little tricky because they aren't depositing $20 cash into your …

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The Pros And Cons Of Cash-back Credit Cards - The Points Guy

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Oct 28, 2024 · D3SIGN/GETTY IMAGES. The Chase Freedom Flex®, meanwhile, is a cash-back card with rotating quarterly bonus categories.On this card, you'll earn 5% back on the first …

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7 Best Cash Back Cards Redditors Love (Jan. 2025) - CardRates.com

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Jan 2, 2025 · $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Earn 3% cash back in the category of your choice, automatic …

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Best Cash Back Credit Cards In January 2025 - LendingTree

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Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year …

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Best Cash Back Credit Cards? : R/CreditCards - Reddit

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You probably want one card that gives 2% cash back on everything and another card that gives 3% or more on multiple categories that you use often. I recommend Wells Fargo Active Cash …

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Best Credit Cards According To Reddit Users - SuperMoney

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Aug 19, 2024 · The American Express Platinum Card is great for those who are on planes all the time. Reddit users love the $200 annual airline fee statement credit to cover tangential items …

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FAQs about How to manage cashback on credit cards : r/ynab - Reddit Coupon?

Are cash-back credit cards a good option?

Cash-back credit cards have become increasingly popular in recent years, enticing consumers with the promise of earning rewards while spending. These cards offer a certain percentage of cash back on eligible purchases, making them an attractive option for those looking to maximize their rewards. ...

How does a credit card issue cash back?

Different credit cards issue cash back in the following ways: A flat-rate cash-back credit card can offer 1.5% or more in cash back on all purchases. It's typically the simplest way to earn cash back, but it may not be as straightforward on some cards. ...

What is a cash back credit card?

The cash back is typically issued at the end of the statement period or billing cycle and you can redeem it as a deposit into a bank account, statement credit, check, gift card, and potentially other options, depending on the credit card. Cash-back credit cards come in different forms. ...

What is the best credit card for cash back?

One rotating category cash-back card is the Discover it® Cash Back, which features different bonus categories every quarter of the year. The best credit card for cash back is the one that best fits your lifestyle and spending habits. The right cash-back credit card for someone else may not be the right cash-back card for you. ...

How do I choose the best cash back credit card?

Some cards pay a single rate on every purchase, with no work required on your part. Others pay higher rewards in specific categories (up to 6% in some cases) and a lower rate elsewhere. Choose one card for everything, or carry several to maximize your cash back. The best cash back credit card is one you will use regularly. ...

How much cash back can you earn with a credit card?

The card has no caps on cash back earnings, or the limits are very high. There are strict limitations on how much cash back you can earn. Rewards do not expire. Rewards expire quickly, or you can forfeit them under certain conditions. The card offers valuable additional benefits such as extended warranties or travel insurance. ...