CD APYs Stay High, but Could Drop Later This Month. Today's CD …

Dec 2, 2024 · CD APYs Stay High, but Could Drop Later This Month. Today's CD Rates, Dec. 2, 2024 ... You can earn up to 4.70% APY with a CD. CD APYs have been falling all year, and …

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CD APYs Stay High, But Could Drop Later This Month. Today's CD …

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Dec 2, 2024 · CD APYs Stay High, but Could Drop Later This Month. Today's CD Rates, Dec. 2, 2024 ... You can earn up to 4.70% APY with a CD. CD APYs have been falling all year, and …

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CD APYs Are Still High, But Rate Cuts Are Coming. Today's CD …

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Dec 3, 2024 · Today's best CDs offer annual percentage yields, or APYs, as high as 4.70%. But with the Fed expected to cut the federal funds rate later this month, CD rates could drop …

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Top CD Rates Today: December 20, 2024 | Lock In Up To 4.65% APY

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Dec 20, 2024 · Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, sometimes as low as $95,000. This type of CD tends to offer a higher interest rate …

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High APYs May Not Be Around Much Longer Following Fed Rate …

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Dec 19, 2024 · Since then, CD and savings rates have fallen faster. At the start of 2024, the average APY on a six-month CD was 4.92%, but following September's rate cut, it was down …

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Top CD Rates Today, Dec. 20, 2024 - Surprise Boost To 2- And 3 …

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Dec 20, 2024 · However, only one CD still offers more than 5%: Nuvision Credit Union's 8-month CD, which guarantees 5.50%. You can score runner-up rates of 4.75% or more with 10 CD …

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Top CD Rates Today: December 23, 2024 - Bankrate

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Dec 23, 2024 · Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, sometimes as low as $95,000. This type of CD tends to offer a higher interest rate …

bankrate.com

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CD Rates Have Been Sliding, But You Can Still Catch A High APY

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Dec 5, 2024 · Following the Fed's post-pandemic rate hike mandate, interest rates reached record highs and CD rates soared above 5% APY. Since the beginning of this year, CD and savings …

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Top CD Rates Today: December 17, 2024 | Highest APYs Hold

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Dec 17, 2024 · Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, sometimes as low as $95,000. This type of CD tends to offer a higher interest rate …

bankrate.com

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Current CD Rates, Dec. 2024: APYs Are Falling - NerdWallet

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Dec 18, 2024 · High-yield CD rates today can be several times the national average of 1.32% APY for five-year terms and the national average of 1.83% APY for one-year terms. Unlike …

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Don't Sleep On High APYs. Today's CD Rates, Dec. 12, 2024

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Dec 12, 2024 · Since then, CD and savings rates have fallen faster. At the start of 2024, the average APY on a six-month CD was 4.92%, but following September's rate cut, it was down …

cnet.com

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Top CD Rates Today: December 19, 2024 | Highest APYs Hold

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Dec 19, 2024 · Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, sometimes as low as $95,000. This type of CD tends to offer a higher interest rate …

bankrate.com

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Lock In A High APY Before Today's Fed Decision. Today's CD Rates, …

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Dec 18, 2024 · Since then, CD and savings rates have fallen faster. At the start of 2024, the average APY on a six-month CD was 4.92%, but following September's rate cut, it was down …

cnet.com

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The Clock Is Ticking On High APYs. Today's CD Rates, Dec. 17, 2024

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Dec 17, 2024 · At the start of 2024, the average APY on a six-month CD was 4.92%, but following September's rate cut, it was down to 4.38%. This week, it's 4.14%. Here's where CD rates …

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Don't Let High APYs Pass You By. Today's CD Rates, Dec. 27, 2024

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4 days ago · Locking in a high APY now can protect your earnings from additional fluctuations among banks. Today's top APY of 4.70% is still more than double the national average for …

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Grab High APYs While You Still Can - Bankrate

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Nov 27, 2024 · Jumbo CD: A CD that has a high minimum balance requirement, typically $100,000, sometimes as low as $95,000. This type of CD tends to offer a higher interest rate …

bankrate.com

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The Best CDs Can Protect Your Earnings Before Rates Drop Again …

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Dec 6, 2024 · You can still grab APYs as high as 4.70% with the best CDs. Even if the Fed cuts rates later this month, you can lock in a high interest rate by opening a CD now. You can …

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These APYs Are The Highest You Could See For A While. Today's …

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Nov 29, 2024 · The good news is there's still time to score a CD with an attractive APY. Today's best CDs offer up to 4.75% APY -- more than twice the national average for some terms. By …

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FAQs about CD APYs Stay High, but Could Drop Later This Month. Today's CD … Coupon?

Will FED rate cuts affect CD apys?

As such, many banks increase their yields when the Fed raises rates, and they lower yields when the federal funds rate drops. The Fed’s recent December rate cut could spur further decreases in CD APYs. Prior to the September 2024 rate cut, the Fed had held rates steady since July 2023. ...

What happened to CD apys before the September 2024 rate cut?

Prior to the September 2024 rate cut, the Fed had held rates steady since July 2023. Meanwhile, top CD APYs peaked in late 2023 and have since been decreasing gradually, as illustrated below. Here are some terms you’ll likely come across when choosing a CD. ...

Are high-yield CD apys rising?

For various CD terms, national averages are only yielding around one-third of the highest rates. After climbing for around two years, high-yield CD APYs have begun to decline in response to Federal Reserve rate cuts. However, competitive CDs continue to earn around triple the national average rates. ...

What is the APY on a CD?

Today's top CD rate across terms is 4.65 percent APY, offered on terms of three and six months. Rates over 4 percent APY can be found on various CD terms. National averages are significantly lower than top rates, so it pays to shop around. Federal Reserve rate cuts in September and November have prompted lower CD APYs. ...

What makes a good CD APY?

The best rates on various terms are more than triple the national average yields, so it pays to shop around. Recent Federal Reserve rate cuts have prompted lower APYs on CDs, although competitive APYs remain higher than they’ve been in decades, outside the current rate cycle. ...

Are CD apys trending downward in 2024?

Competitive CD APYs have been trending downward throughout 2024. For example, the highest one-year CD APY at the start of January was 5.66 percent, whereas it was 4.52 percent on Dec. 12. Among the popular terms Bankrate monitors for this page, all rates have seen steeper declines in the second half of 2024, as compared to the first half. ...