Best High-Yield Savings Accounts for January 2025: Up to 4.75%

Investopedia collects savings account rates from over 100 banks and credit unions every weekday. When ranking high-yield savings account rates, we look at factors that will help readers choose the best savings account, like minimum opening … See more

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Best High-Yield Savings Accounts For January 2025: Up To 4.75%

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High-Yield Savings Account Rates Today: January 14, 2025 - Forbes

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1 day ago · The best high-yield savings account pays 6.35% now, according to Curinos data, so you’ll want to aim for an account that delivers a yield in that ballpark. But rates aren’t everything.

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Best High-Yield Savings Accounts Of January 2025 - CNBC

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Jan 3, 2025 · Best high-yield savings accounts of January 2025 ... Jan 3 2025. Benji Stawski @/in ... Western Alliance Bank High-Yield Savings Account: $1: None: Up to 6/month: No:

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Best Savings Interest Rates Today, January 15, 2025 (top Rate At …

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8 hours ago · Related: 10 best high-yield savings accounts in 2025>> ... CD rates today, January 14, 2025 (Lock in up to 4.27% APY) CD rates today are well above historical norms. But …

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Best Savings Interest Rates Today, January 14, 2025 (top Rate At …

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1 day ago · Related: 10 best high-yield savings accounts available today>> ... January 14, 2025 (earn up to 4.85% APY) Money market account interest rates today are well above historical …

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Best High-Yield Savings Accounts In January 2025 - MSN

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The best high yield saving accounts are currently earning an annual percentage yield (APY) of 5% or more. Our list of high-yield savings accounts earn much more interest than the national …

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Savings Interest Rates Today, January 12, 2025 (best Accounts …

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4 days ago · Related: 10 best high-yield savings accounts today>> ... CD rates today, January 13, 2025 (Lock in up to 4.27% APY) Now may be your last chance to lock in today's high CD …

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This Savings Account Still Promises 10% - MarketWatch

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2 days ago · 10 of the best high-yield savings accounts of January 2025. ... Digital Federal Credit Union Primary Savings: Up to 6.17% APY. Also among the best of the best this month, this …

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Best High-Yield Savings Accounts Of January 2025: Up To 4.75%

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NerdWallet's Best High-Yield Savings Accounts of January 2025: Up to 4.75% American Express® High Yield Savings Account : Best for High-Yield Online Savings Accounts, 3.80% …

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11 Best High-Yield Savings Accounts Of 2025 - MSN

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We found that the best high-yield savings accounts this year offer 4.80% APY or higher. The top HYSA rate is at Digital Federal Credit Union (DCU), with 6.17% available on balances of up to …

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Add More To Your Savings With APYs Over 4%. Today's Savings

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3 hours ago · The average APY for the best high-yield savings accounts is 4.17%. One HYSA's APY slipped from 4.30% to 4.10% in a day. Despite the drop, there's still time to earn interest …

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Best Savings Interest Rates Today, January 9, 2025 (top Account …

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6 days ago · As of January 9, 2025, the highest savings account rate offered by our partners is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit …

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Best High-Yield Savings Accounts For January 2025 - The Wall …

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Jan 6, 2025 · Best High-Yield Savings Accounts for January 2025. ... Updated January 6, 2025, 3:47 PM EST. ... Its Bank Smartly Savings Account earns up to 3.50% APY when paired with …

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This Savings Account Still Promises 10% — Plus 9 More Of The

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10 of the best high-yield savings accounts of January 2025. ... Digital Federal Credit Union Primary Savings: Up to 6.17% APY. Also among the best of the best this month, this 6.17% …

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Best High-Yield Savings Accounts Of January 2025: Up To 5.00

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2 days ago · The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study. The account yields 3.80% and …

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Savings Interest Rates Today, January 5, 2025 (best Accounts …

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Jan 4, 2025 · If we took our same example of a high-yield savings account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you’d earn …

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Best Savings Interest Rates Today, January 8, 2025 (top Rate At …

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Jan 8, 2025 · Related: 10 best high-yield savings accounts in 2025>> ... January 13, 2025 (earn up to 4.85% APY) Money market account interest rates today are well above historical norms. …

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Savings Interest Rates Today, January 11, 2025 (best Account …

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4 days ago · Now let’s say you choose a high-yield savings account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes …

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FAQs about Best High-Yield Savings Accounts for January 2025: Up to 4.75% Coupon?

What is the best high yield savings account?

The best high yield saving accounts are currently earning an annual percentage yield (APY) of 5% or more. Our list of high-yield savings accounts earn much more interest than the national average of 0.42%. Show More If you're looking to get a better interest rate on your savings, you need to find the best high yield savings account out there. ...

What is the best high-yield savings account rate?

The best high-yield savings account rate is 5.50% APY from Pibank. That's more than 12 times the FDIC's national average for savings accounts of 0.45% APY. A high-yield savings account is great because it pays more interest, while still giving you the flexibility to withdraw your money when needed. ...

Are banks lowering interest rates on high-yield savings accounts?

After the Federal Reserve cut interest rates by 0.5% on Sep. 18, banks have started lowering the rates they offer on their high-yield savings accounts. Even still, the top rates currently range from 4% to above 5% APY, which is much higher than the national average savings rate of just 0.45% APY. ...

Which high-yield savings account has the highest APY?

Currently, the institution on our best high-yield savings account list with the highest APY is Santander Bank's Openbank high-yield savings account. Its earns a 5.00% APY. Is it worth putting money into a high-yield savings account? Yes. ...

Are high-yield savings accounts variable?

Because interest rates offered by high-yield savings accounts are variable, they can change at any time. You can compare high-yield savings accounts by the interest rate they offer, their minimum balance or deposit requirements, their fees and the access they give you to your money. ATM card with savings account? ...

Can a high yield savings account rate change after opening?

For High Yield Savings accounts, the rate may change after the account is opened. Visit synchrony.com/banking for current rates, terms and account requirements. Member FDIC. ¹ 4.40% annual percentage yield (APY) is accurate as of 1/2/2025 and subject to change at the Bank’s discretion. ...