Best CD rates of January 2025 (Up to 4.65%) - Bankrate

2 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of Jan. 13.

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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2 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of Jan. 13.

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Top CD Rates Today, Jan. 7, 2025 - Lock In 4.85% Until October

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Jan 7, 2025 · Top CD Rates Today, Jan. 13, 2025 - Only 4 Offers Still Guarantee 4.75% or Higher Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls

investopedia.com

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

forbes.com

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Best CD Rates Today: Rescue Your Savings With Top-tier Yields Of

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Dec 17, 2024 · Best CD rates for December 17, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.52% with low or no …

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Best CD Rates Today: Last Chance To Grab Yields Of Up To 4.52

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Dec 13, 2024 · Best CD rates for December 13, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% …

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If You Act Fast, Great CD Rates Are Still To Be Had This Weekend ...

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Nov 9, 2024 · Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead Top CD Rates Today, Dec. 30, 2024 - Last Chance To Grab 5.50% for 6 Months Top CD Rates Today, Dec. 27, …

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Top CD Rates Today, Nov. 7, 2024 - Despite The Fed, You Can Still …

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Nov 7, 2024 · Last October saw the best CD rates push above 6%, while today the leading rate is down to 5.50%. Still, 12 banks and credit unions continue to offer rates of 5.00% or better .

investopedia.com

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Best CD Rates Today: Final Hours To Secure Up To 4.52% APY Before …

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Dec 18, 2024 · Best CD rates for December 18, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.52% APY with low or no …

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Today's CD Rates Are The Best They're Going To Get. But I'm Not …

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Oct 28, 2024 · Now, you're lucky if you can find rates over 4.50%, and even those are only available on short-term CDs. With more rate cuts expected as soon as Nov. 7, today's CD …

fool.com

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Top CDs Today, Oct. 24 - There's A Clear Rate Leader

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Oct 24, 2024 · The best 2-year CD rate in the country is 4.50%, available at either Vibrant Credit Union or Bayer Heritage Federal Credit Union, while you can earn 4.00% to 4.25% with the …

investopedia.com

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Best CD Rates Today: With Fed Rate Cut Odds Surging, Here's Your

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Dec 12, 2024 · Best CD rates for December 12, 2024. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% …

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CD Rates Will Likely Change Next Week—So Grab One Of These …

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Nov 2, 2024 · You can still earn 5.00% with the best 1-year CD, plus 11 more CDs with shorter durations. That includes the tip-top rate of 5.50% from Nuvision Credit Union, with an 8-month …

investopedia.com

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Best CD Rates Today: Top Yields Still Holding At 4.52% Despite ...

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Dec 19, 2024 · Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Top yields still holding at 4.52% …

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FAQs about Best CD rates of January 2025 (Up to 4.65%) - Bankrate Coupon?

What are the highest CD rates today?

The highest CD rates today reach 5.37% APY, but the key is to find the best CD rate that matches a term that fits your financial needs. Also keep in mind that banks change yields all the time, depending on market conditions. As the Federal Reserve brings down borrowing rates, for instance, expect CD yields to fall. ...

Do high yield CDs have early withdrawal penalties?

High Yield CDs and Raise Your Rate CDs have early withdrawal penalties that vary based on your CD term. With the No Penalty CD, withdraw all your money any time after the first 6 days following the date you funded the account and keep the interest earned with no penalty. Terms apply. Read our Ally Bank High Yield CD review. [ Jump to more details ] ...

What's going on with CD yields after Federal Reserve cut?

Leading CD yields remain unchanged today, in the wake of the Federal Reserve rate cut announced Thursday. Highest CD rates on some terms are at least triple the national averages. The Federal Reserve lowered its benchmark rate on Thursday to a range of 4.5-4.75 percent. ...

What are the best CD rates above 5% APY?

The best CD rates above 5% APY have dried up, and promotional CD rates have dropped below that threshold too. The highest CD rate we feature on this page is 5.25% APY for a 6-month promo CD at Newtek Bank. Competitive CD rates started to dip gradually in early 2024 with more accelerated drops in late September, according to NerdWallet analysis. ...

Are higher CD rates coming?

Higher CD rates aren't coming. In fact, the Fed cut interest rates in its September, November, and December 2024 meetings. It's expected that rates will continue to drop through 2025. The Fed's economic projections indicate that CD rates might continue to fall as far in the future as 2027. ...

Are CD rates still at their peak?

It's true that CD rates are no longer at their peak. But despite the pullback, the best CDs still offer a stellar return. October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 4.85%. Compare that to early 2022, before the Federal Reserve embarked on its fast-and-furious rate-hike campaign. ...