Best CD rates of January 2025 (Up to 4.65%) - Bankrate

2 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of Jan. 13.

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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2 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of Jan. 13.

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12 Best CD Rates Of January 2025: Up To 4.65% - Forbes

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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Jan 1, 2025 · The best CD rates today rival those of high-yield savings ... 12 best CD rates of January 2025: Up to 4.65% APY ... Marcus by Goldman Sachs® is a brand of Goldman Sachs …

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Best CD Rates For January 2025: Up To 5.50% - Investopedia

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Investopedia collects thousands of CD rates from hundreds of banks and credit unions every weekday. When ranking CD rates, we look at factors like term, early withdrawal penalty, and minimum opening deposit. We also research banks and credit unions to provide unbiased, comprehensive reviews to ensure our readers make the right decisions for their n...

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Top CD Rates Today, Jan. 14, 2025 - Investopedia

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5 hours ago · Resurrected for 2025, the nation-leading CD pays 5.50% for 8 months. But if you want a longer rate guarantee, you can find dozens of mid–4% options for terms of 1–5 years.

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Best CD Rates Of 2025 - USA TODAY

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Nov 29, 2024 · Sallie Mae has among the highest interest rates and customer satisfaction scores we found. Its current top rate is a robust 4.10% APY on a one-year CD term, which is part of …

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CD Rates Today: January 8, 2025—Earn 5% And Up - Forbes

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Jan 8, 2025 · The best interest rates on CDs—certificates of deposit—pay up to 5.25% today, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed …

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CD Rates Today: January 6, 2025—Earn Up To 5.25% - Forbes

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Jan 6, 2025 · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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CD Rates Today, January 14, 2025 (Lock In Up To 4.27% APY)

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1 day ago · The best CD rates on the market for January 2025 (up to 4.45% APY) Understanding today’s CD rates. Traditionally, longer-term CDs have offered higher interest rates compared …

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5 Best 1-Year CD Rates Of January 2025 (up To 4.50% APY) - CNBC

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6 days ago · Best one-year CD rates of January 2025. Best for an early withdrawal: CIBC Bank USA - 4.21% APY; Best from a big bank: Marcus by Goldman Sachs® - 4.25% APY; Best for …

cnbc.com

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The Clock Is Ticking On APYs Up To 4.65%. Today's CD Rates, Jan.

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1 day ago · Today's best CD rates. Term: Highest APY* Bank: Estimated earnings: 6 months ... With experts expecting more Fed rate cuts in 2025, locking in one of today's best APYs can …

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Best CD Rates For January 2025 - Kiplinger

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Jan 8, 2025 · Take advantage of these top earning CD rates today. Kiplinger ... Best CD Rates for January 2025. ... Banesco USA. APY: 4.40%. Minimum deposit: $1,000.

kiplinger.com

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Best CD Rates Today, January 1, 2025 (up To 4.25% APY) - Yahoo …

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Jan 1, 2025 · Today, the highest CD rate 4.25% APY, offered by Marcus by Goldman Sachs on its 1-year CD. There is a minimum opening deposit of $500 required. Here is a look at some of …

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The Best CD Rates On The Market For January 2025 (up To 4.45% APY)

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Jan 1, 2025 · We identified the best CD rates and accounts available today based on interest rates, fees, and more. See our top picks across 6-month, 1-year, and 18-month terms.

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Current CD Account Interest Rates Of January 2025 - Forbes

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Jan 8, 2025 · The best CD rates reached 5.25% in our report, which is more than four percentage points higher than the typical yield for a similar term. If you put $10,000 into a six-month CD …

forbes.com

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Best CD Rates Today: Strengthen Your Financial Future With ... - AOL

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2 days ago · Best CD rates for January 13, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.60% APY with low or no …

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Top CD Rates Today, Jan. 9, 2025 - Snag A 5.50% Return That's ...

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5 days ago · October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 5.50%. Compare that to early 2022, before the Federal Reserve embarked …

investopedia.com

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Top CD Rates Today, Jan. 13, 2025 - Investopedia

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1 day ago · October 2023 saw the best CD rates push above 6%, while the leading rate is currently down to 5.50%. ... Top CD Rates Today, Jan. 8, 2025 - A 5.50% Offer Gets …

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Current CD Rates For January 2025 - Bankrate

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6 days ago · See additional best 1-year CD rates. Current 3-year CD rates. America First Credit Union — 4.15% APY; SchoolsFirst Federal Credit Union — 4.15% APY; Popular Direct – …

bankrate.com

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Best 5-year CD Rates Of 2025 - USA TODAY

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Nov 1, 2023 · The First National Bank of America five-year CD requires only a $1,000 minimum balance and comes with a strong 3.83% APY on its 60-month term.

usatoday.com

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Best CD Rates Today: Rates Are Ticking Down, Yet You Can Still ... - AOL

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6 days ago · Best CD rates for January 9, 2025. Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out up to 4.60% APY with low or no …

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FAQs about Best CD rates of January 2025 (Up to 4.65%) - Bankrate Coupon?

What happened to CD rates in 2025?

However, as inflation cooled and economic growth improved, it finally slashed the federal funds rate by 50 basis points in September, and another 25 basis points in November and December. Experts believe there will be additional rate cuts in 2025. As a result, CD rates have begun falling. ...

Are one-year CDs a good investment in 2024?

“One-year CDs are unusually competitive in 2024. Their best rates surpass three- and five-year CD rates. And, compared to high-yield savings accounts, one-year rates remain higher. “Because of one-year CDs’ popularity, you can be more choosy about the institution you want to leave your money with. ...

What is a good interest rate for a CD?

CD rates have remained high by historical standards, especially for shorter terms. For example, it's possible to find rates of 4.00% APY or higher for terms of about one year and under. Although interest rates for longer-term CDs aren't quite as high, the best available rates still hover near 3%-4% APY for terms of three years or more. ...

What are the highest CD rates today?

The highest CD rates today reach 5.37% APY, but the key is to find the best CD rate that matches a term that fits your financial needs. Also keep in mind that banks change yields all the time, depending on market conditions. As the Federal Reserve brings down borrowing rates, for instance, expect CD yields to fall. ...

What are the best CD rates above 5% APY?

The best CD rates above 5% APY have dried up, and promotional CD rates have dropped below that threshold too. The highest CD rate we feature on this page is 5.25% APY for a 6-month promo CD at Newtek Bank. Competitive CD rates started to dip gradually in early 2024 with more accelerated drops in late September, according to NerdWallet analysis. ...

Which banks offer the best CD rates in 2024?

Please view our full advertiser disclosure policy. Sallie Mae, Discover® Bank and Capital One are among the institutions offering the best range of CD rates in 2024, according to our exhaustive analysis. We analyzed more than 140 CD products from 84 banks, credit unions and financial technology companies to create our rankings. ...