Best 6-Month CD Rates for January 2025 (up to 4.55% APY) - CNBC

Annual Percentage Yield (APY) From 4.00% to 5.25% APY.Terms. From 6 months to 6 years.Minimum deposit. $500.Monthly fee. None.Early withdrawal penalty fee. If you withdraw the balance entire principal … See full list on cnbc.com

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Best 6-Month CD Rates For January 2025 (up To 4.55% APY) - CNBC

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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Jan 1, 2025 · Discover Bank offers a wide range CD terms between three months to 120 months and you can earn up to 4.00% APY. CD terms offered. 3 months, 6 months, 9 months, 12 …

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16 Best 6-Month CD Rates For January 2025 - NerdWallet

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Quontic Bank CD. 4.0. $500. Member FDIC. 0.65% With $500 minimum … Bank5 Connect High-Yield CD. 3.5. $500. Member FDIC. 0.35% With $500 … TAB Bank CD. 5.0. $1,000. Member FDIC. 0.40% With $1,000 minimum … Consumers Credit Union CD. 4.0. $250. Federally insured by the NCUA. … CIT Bank CD. 3.0. $1,000. Member FDIC. 0.30% With $1,000 minimum … See full list on nerdwallet.com

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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Best 6-Month CD Rates For January 2025: Up To 5.50% - Investopedia

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1 day ago · The best 6-month CD rate right now is 5.50% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday.

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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2 days ago · Vio Bank — 6 months - 5 years, 2.75% – 4.30% APY, $500 minimum deposit ... Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown …

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Best 6-month CD Rates Of January 2025 – Up To 5.336% - WalletHub

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5 days ago · Selected from 950+ Certificates of Deposit for January 2025. Updated Jan 10, 2025. Fact checked. Written by John Kiernan. ... 2025's Best 6-month CD Rates - Editors' Picks. …

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Best 6-month CD Rates Of January 2025: Up To 4.75% - Newsweek

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Dec 27, 2024 · Best 6-month CD Rates of January 2025: Up to 4.75%. By . ... (APY). Pros and Cons of 6-Month CDs. While 6-month CDs can be a great investment product for risk-averse …

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The Best CD Rates On The Market For January 2025 (up To 4.45% APY)

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Jan 1, 2025 · Best CD rates for January 2025: 11 accounts offering 4.25% APY and up ... The current rate for a 6-month CD is 4.35% APY, and a minimum of $500 is needed to open an …

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Top CD Rates Today: Jan. 6 -- Up To 4.65% | GOBankingRates

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As of Jan. 6, 2025, CommunityWide Federal Credit Union offers the highest paying CD rate at an APY of 4.65% for their 6-month CD. What should you consider when choosing a CD? ... Top …

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10 Best 6-Month CD Rates Of January 2025 | TIME Stamped

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Sep 23, 2024 · 10 Best 6-Month CD Rates of January 2025. ... Rising Bank's six-month CD earns . 4.70% APY and requires a $1,000 minimum deposit to open. Interest on six-month CDs …

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Best CD Rates Today, January 1, 2025 (up To 4.25% APY) - Yahoo …

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Jan 1, 2025 · This month, the Federal Reserve lowered the federal funds rate for the third time in 2024. ... CD rates today, January 12, 2025 (up to 4.25% APY) If you’re searching for today’s …

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CD Rates Today: January 6, 2025—Earn Up To 5.25% - Forbes

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Jan 6, 2025 · CD Rates Today: January 6, 2025—Earn Up To 5.25%. ... The best rate on today’s jumbo CDs is 5.25% for a 6-month term. The average APY for this category of CD is currently …

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Best No-Penalty CD Rates For January 2025 - CNBC

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Jan 1, 2025 · The no-penalty CD offered is 11 months at 4.00% APY. CD terms offered. 3 months, 6 months, 9 months, 11 months, 12 months, 18 months, 2 years, 3 years, 4 years, 5 …

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9 Best CD Rates For January 2025 (up To 4.40% APY)

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Jan 6, 2025 · 4. Western Alliance Bank – 4.40% APY. Rating: ⭐ ⭐ ⭐ ⭐ ⭐ (5.0/5.0) APY = 4.40% CD Maturity Term = 6 months Minimum Opening Deposit = $1. The 6-month CD offered by …

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FAQs about Best 6-Month CD Rates for January 2025 (up to 4.55% APY) - CNBC Coupon?

What is the best CD rate for a 6 month term?

The national average CD rate on a 6-month term is 1.68% APY (Annual Percentage Yield) according to the FDIC, but the best 6-month CD rates are much higher. However, there are much higher interest rates on 6-month CDs right now. The best CD rate for a 6-month term is 4.75% APY available at First Tech Federal Credit Union and Bellco Credit Union. ...

Is a 6-month CD a good investment?

A 6-month CD can be a good choice if you're looking for a short-term CD that offers a high interest rate. The national average CD rate on a 6-month term is 1.68% APY (Annual Percentage Yield) according to the FDIC, but the best 6-month CD rates are much higher. However, there are much higher interest rates on 6-month CDs right now. ...

Does a 6 month CD have APY?

While you may find banks or credit unions that offer better rates on 6-month CDs, those institutions may impose restrictions or requirements to earn the advertised APY. How is a CD compounded over 6 months? It depends on the financial institution. At some banks, interest is compounded daily and credited monthly. ...

Which banks offer APY for a 6-month CD?

E*TRADE: 4.50% APY for 6-month CD. First Internet Bank: 4.42% APY for 1-year CD. Andrews Federal Credit Union: 4.30% APY for 1-year CD. Ally Bank: 4.30% APY for 6-month CD. Popular Direct: 4.45% APY for 6-month CD. Alliant Credit Union: 4.25% APY for 1-year CD. ...

Which banks offer 6 month CD rates?

Bread Savings is one of the top banks for 6-month CD rates. It also offers a high-yield savings account and other CD terms that pay above the national average. This CD comes with a $1,500 minimum opening deposit, which is a bit steeper than other banks. ...

What happened to CD rates in 2025?

However, as inflation cooled and economic growth improved, it finally slashed the federal funds rate by 50 basis points in September, and another 25 basis points in November and December. Experts believe there will be additional rate cuts in 2025. As a result, CD rates have begun falling. ...