What are the pros and cons of the Apple Card? : r/CreditCards

If that’s not you, it’s not a good card. As others have said, its 1–3% cash back is easily beat by other cards. Apple Card earns 2% on Apple Pay purchases, but US Bank Altitude Reserve …

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What Are The Pros And Cons Of The Apple Card? : R/CreditCards

2 weeks from now

If that’s not you, it’s not a good card. As others have said, its 1–3% cash back is easily beat by other cards. Apple Card earns 2% on Apple Pay purchases, but US Bank Altitude Reserve …

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Is The Apple Card Worth Getting? : R/CreditCards - Reddit

2 weeks from now

It's a quasi-2% card but only on Apple Pay, but my WF Active Cash gets 2% on every transaction. The extra 1% at a handful of stores isn't that enticing. The savings account thing is neat but …

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Is The Apple Card Worth Getting? : R/CreditCards - Reddit

2 weeks from now

Biggest advantage of Apple Card is that it syncs well with Apple ecosystem, the card is made out of titanium, has no foreign transaction fee and is a Mastercard. The 3% rewards are very …

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Is The Apple Credit Card Worth It : R/CreditCards - Reddit

2 weeks from now

The physical card? No it only gives 1% cash back and looks cool. Using the Apple Card with Apple Pay on your iPhone? Yeah for sure. Flat 2% back, don’t have to carry a card, …

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Apple Card Worth It In 2023? : R/CreditCards - Reddit

2 weeks from now

I use mine a lot, but largely because I use a lot of the 3% merchants. T-Mobile is my cell phone carrier, so until they remove the autopay discount when you use a credit card completely (I …

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Has The Apple Card Become Slightly Better? : R/CreditCards - Reddit

2 weeks from now

The Apple Card, outside of the limited 3% merchants, earns the same on mobile wallet as any 2% card (Citi Double Cash, Wells Fargo Active Cash, etc.) but has the artificial limitation of 1% …

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What’s Everyone’s Thoughts On The Apple CC? : R/CreditCards

2 weeks from now

The Apple card usually earns 2% on mobile transactions, and earns a terrible 1% with the physical card. The apple card 3% list is comically small, and includes no stores you're likely to …

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Should I Get An Apple Card? : R/AppleCard - Reddit

2 weeks from now

Those 2 credit cards are metal cards. Apple Card and Gemini Card. Both have a 1% category, which sucks. I could definitely slip in a different card of mine in place of the physical Apple …

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Is The Apple Card Worth It At This Late Juncture? : R/CreditCards

2 weeks from now

It is another Apple wallet garden trick to keep you in.the Apple world. If you buy Apple products you get 3% money back. Most secured than most credit cards and you can see how much you …

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Apple Card: Is It Worth It? : R/CreditCards - Reddit

2 weeks from now

For the citi custom cash card, 5% up to 500 and then 1% for the rest. Let’s say it’s 1000. You’ll get 25 dollars for the first 500 and then 5 dollars for the other 500. Apple Card at 3% for all 1000 is …

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Is The Apple Card A Good Credit Card To Have : R/CreditCards - Reddit

2 weeks from now

The Apple Card is decent. On one hand, the physical card is cool but completely useless. It’s only worth it if you use Apple Pay. But their 3% categories are pretty interesting. There’s a lot of …

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Apple Card Worth It? : R/CreditCards - Reddit

2 weeks from now

Cool titanium card and no foreign transaction fee. 2% back on everything with Apple Pay and 3% back on select merchants with Apple Pay. It all depends on Apple Pay, otherwise a 1% cash …

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Apple Card Worth Getting? : R/CreditCards - Reddit

2 weeks from now

I got one cuz I didnt do much research but as someone w/ only 2 credit cards it's nice. Apple card gives a solid 2% CB if you use apple pay. It's easy to see the bills, get cash back fast, …

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Why The Apple Card Remains My Favorite Credit Card In 2023

2 weeks from now

It's become my primary driver and I try to use it for all my payments when I can. I just wish more stuff got 3%. I'm holding out for the savings account for the apple cash as I've stopped taking it …

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FAQs about What are the pros and cons of the Apple Card? : r/CreditCards Coupon?

Is Apple Card a good card?

If that’s not you, it’s not a good card. As others have said, its 1–3% cash back is easily beat by other cards. Apple Card earns 2% on Apple Pay purchases, but US Bank Altitude Reserve offers an effective 4.5% back on Apple Pay! Another institution, Alliant, offers 2.5% back on all purchases, whereas Apple Card offers 1%. ...

Is Apple Card worth it?

This card is worth it for Apple customers who use Apple Pay and want no annual fee. Bottom Line The Apple Card is a good option if you are a frequent Apple customer and use Apple Pay. The card gives great rewards with Apple and select other merchants, and it has a $0 annual fee as well as interest-free financing on qualifying Apple purchases. ...

Is Apple's new credit card too good to be true?

The Apple Card has our attention. Apple's new mostly digital credit card that's an extension of Apple Pay promises approval within minutes, up to 3 percent cash back, no late penalties and virtually no additional fees to use. Issued by Goldman Sachs and Master Card, Apple's disruptive payment card almost seems to be too good to be true. ...

Should I get an Apple Credit Card?

If you already use Apple Pay frequently and like the convenience of having your credit card in your digital wallet, getting an Apple Card can be a simple way to earn more rewards. If you live and shop often somewhere where Apple Pay is the standard means of payment, getting an Apple Card may be a no-brainer. ...

Should I use Apple Pay as a rewards card?

If you already have a 2% card or get more than 2% on most of your categories then it’s not particularly good for that. It doesn’t have a FTF fee so that’s a positive. Otherwise, the only real use for it is for the Apple hardware free 0% financing. Negatives are it requires you to use Apple Pay to be even remotely ok as a rewards card. ...

Is Apple Pay a bad card?

If it’s one of your first cards and you use Apple Pay heavily, especially at any of the few 3% retailers like Nike/Walgreens. It isn’t a bad card. If you already have a 2% card or get more than 2% on most of your categories then it’s not particularly good for that. It doesn’t have a FTF fee so that’s a positive. ...