AMEX Gold Application Denial with a Hard Pull on Credit Report

"The Gold Card, Also Available in Rose Gold $100 Recurring Statement Credit on your Gold Card account after approval, and every year at renewal when you maintain the same Corporate …

$100
OFF

AMEX Gold Application Denial With A Hard Pull On Credit Report

2 weeks from now

"The Gold Card, Also Available in Rose Gold $100 Recurring Statement Credit on your Gold Card account after approval, and every year at renewal when you maintain the same Corporate …

reddit.com

$240
OFF

AMEX Gold Pre-Approved But Denied - MyFICO® Forums - 6259029

2 weeks from now

Feb 18, 2021 · Re: AMEX Gold Pre-Approved but Denied You're right she I think that is a better way to think of it, as I was going off of being able to use all of the credits worth $240. Plus I …

myfico.com

FAQs about AMEX Gold Application Denial with a Hard Pull on Credit Report Coupon?

Does Amex do a hard pull if you get denied?

If you're an existing cardholder and you apply for a new card, Amex will not perform a hard pull on your credit if you get denied. ... This makes it relatively risk-free to apply for Amex cards if you already have at least one, as long as you keep in mind the issuer's other restrictions. Does Amex rejection affect credit score? ...

Is your Amex card application causing a hard pull?

Numerous Reddit users noted that their recent Amex card applications haven’t been resulting in any hard pull at all. People first noticed it on the leaked 100k personal Platinum applications, but it’s also been found on just about every other card too, both charge cards and credit cards. ...

Can I apply for another Amex card if I'm denied?

If you're denied for another American Express card application, applying won’t result in a hard credit inquiry, since they pre-approve you with internal information already on file via a soft pull that doesn’t affect your credit score like a hard pull does. ...

What happens if you apply for a credit card with Amex?

When you apply for your first American Express credit card, there will be a hard credit inquiry on your report. After that, American Express performs a soft pull on your credit report monthly to check the standing of your existing card. ...

Why was my Amex application denied?

American Express sends a letter to affected applicants citing why the application was denied. Common reasons an application could be denied include a low credit score, an insufficient annual income, number of open credit accounts, and more. Does Amex do hard pull for existing customers? ...

Does Amex have a hard pull on your credit report?

Amex has recently been approving some credit card applications without any hard pull on the credit report. Amex has always been a bit lenient with hard pulls: their hard pulls get combined and they also don’t always hard-pull your credit when denying you. ...