5% vs 3x Rewards? : r/CreditCards - Reddit

The Freedom cards actually earn UR points, it's just that they can only be cashed out at 1 cent each, so by itself, 5x = 5%. If one has the CSR or CSP (as you do), you can transfer rewards …

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5% Vs 3x Rewards? : R/CreditCards - Reddit

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The Freedom cards actually earn UR points, it's just that they can only be cashed out at 1 cent each, so by itself, 5x = 5%. If one has the CSR or CSP (as you do), you can transfer rewards …

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Value Of 5% Cashback Vs 3x UC Points : R/CreditCards - Reddit

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I would say 5% cashback > 3x points > 3% cashback Chase UR points are worth 1.25 cpp if you have CSP, so 3x is like 3.75% back. If you can get more value out of travel partners, it can be …

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Any 3x Points Or 3% Back Or Better On All Purchases Credit Cards?

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For rewards earned on the Premium Rewards Elite card, you can redeem at 1.25cpp towards airfare on the BofA Travel Portal, meaning your redemption value gets boosted to 4.375% for …

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3% Cash Back Versus 3x Points : R/Chase - Reddit

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For ultimate rewards points, 3x points on $300 = 300 points. That is redeemed for $3 statement credit, or on travel or something else it might be worth a bit more. they give you a 25% or 30% …

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Best Credit Cards That Give 5% : R/CreditCards - Reddit

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Once you get to 3%/3X or higher, there tend to be caps on the rewards. Example- Citi Custom Cash caps out at $500 spend each month. Navy Federal More Rewards doesn’t have caps on …

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Is The Amex 3x CLI Still A Thing? : CreditCards

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Jul 19, 2024 · So I got my Amex everyday back in 2018 when I was a broke college student. I only got a $2K limit on it. I remember hearing back in the day that with Amex after a few months in …

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7 Best Credit Cards Reddit Users Recommend (Dec. 2024)

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Dec 2, 2024 · 7 Best Credit Cards Reddit Users Recommend (Dec. 2024) ... on up to $25,000 per calendar year in purchases. Also earn 4X Points at restaurants, including takeout and delivery, …

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5x Vs. 5%: Is There A Difference? : R/CreditCards - Reddit

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A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your …

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If You Could Only Have Three CC's The Rest Of Your Life, What

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BofA Premium Rewards (w/ Platinum Honors): 2.625% catch all, 3.5% restaurants & travel, no cap. Travel & purchase protections, 0 FTF BofA Customized Cash Rewards (w/ Platinum …

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3x Vs 3%, Is There A Difference? : R/CreditCards - Reddit

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3% means you are getting cash amount of $0.03 for each $1.00 spent, and 3x means you are getting 3 points per $1.00. With different ways of redeeming the points set by companies, each …

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Credit Card Setup That Maximizes 5% Cash Back As Much As …

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• Best Buy 5% in Rewards ... If you can’t stomach spending 75k extra over 50 years then you shouldn’t be opening up credit cards in the first place. I have 5 credit cards open total and I …

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Discussion About The PenFed Platinum Rewards Visa Credit Card

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I have the card but I'm transitioning away from it for a USAA card that offers 5% on gas and I replace the 3x groceries with the Amex BCP. The card is good but the redemption got old …

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Does A 5% Cashback Card Ultimately Beat A 2x - 4x Travel ... - Reddit

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Just curious to what everyone's thoughts on this. I'm kinda of wondering if a straight 5% cashback card beats say a card with 4x MR points that then hopefully could be used towards travel at …

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FAQs about 5% vs 3x Rewards? : r/CreditCards - Reddit Coupon?

What's the difference between 3x points and 3% cash back?

For ultimate rewards points, 3x points on $300 = 300 points. That is redeemed for $3 statement credit, or on travel or something else it might be worth a bit more. they give you a 25% or 30% discount on travel or other purchases. 3% cash back is just 3% cash back no option to use it towards travel or airline points etc. ...

What is the difference between 5X and 5%?

5x is reward points and 5% is cash back. Ahh this is making more sense to me. Thank you. For travel cards such as CSR, 5x can be worth more than 5%. With CSR, 5x is actually worth 7.5% back toward travel or Pay Yourself Back, since each point is worth 1.5 cents. I guess I just don’t really understand how 5x works. Can you explain it for me? Sorry ...

What is the difference between 5X and 5% cashback?

5% is a straight 5% cashback and it’s easy to compare across banks/providers. 5x is points and the value can vary wildly across banks and on your redemption. (E.g. a Hilton point is worth less than half a Chase UR or Amex MR point.) ...

What is 3% cash back?

3% cash back is just 3% cash back no option to use it towards travel or airline points etc. I was going to say I'm more confused but I did my own example and I think I see what you mean. The #X points or #% cash back are interchangeable depending on if you are looking for the value in points or the value in dollars? ...

Which American Express credit card is best for grocery shopping?

American Express has two credit cards that are ideal for people who do a lot of grocery shopping. Blue Cash Everyday offers 3% cash back on groceries and 3% cash back on gas, while Blue Cash Preferred offers 6% cash back on groceries and 3% cash back on gas. Both cards offer these elevated rewards on up to $6,000 in grocery spending per year. ...

What is a better-quality credit card?

Better-quality credit cards provide membership rewards through bonus points, cash back, and airline miles. Many cards offer signup bonuses, typically worth $200 to $1,000, to new cardmembers who spend a set amount on purchases during an initial period (usually 90 days). ...