12 Best CD Rates of January 2025: Up to 4.51% APY - CNBC

12 best CD rates of January 2025: Up to 4.51% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. ... (up or down) as the Fed rate changes. CNBC Select ...

51%
OFF

12 Best CD Rates Of January 2025: Up To 4.51% APY - CNBC

2 weeks from now

12 best CD rates of January 2025: Up to 4.51% APY The best CD rates today rival those of high-yield savings — and you can lock yours in. ... (up or down) as the Fed rate changes. CNBC Select ...

cnbc.com

50%
OFF

5 Best 1-Year CD Rates Of January 2025 (up To 4.50% APY) - CNBC

2 weeks from now

Jan 9, 2025 · Best one-year CD rates of January 2025. Best for an early withdrawal: CIBC Bank USA - 4.21% APY; Best from a big bank: Marcus by Goldman Sachs® - 4.25% APY; Best for …

cnbc.com

65%
OFF

Jump On High APYs Before They're Gone. Today's CD Rates, Jan.

2 weeks from now

1 day ago · Today's best CDs offer up to 4.65% annual percentage yield, or APY -- more than twice the national average for some terms. But APYs have been falling since the Federal …

cnet.com

80%
OFF

Best Jumbo CD Rates For January 2025 - CNBC

2 weeks from now

Jan 1, 2025 · Best jumbo CD rates for January 2025 (up to 4.80% APY) ... CD terms offered. 6 to 11 months, 12 to 17 months, 18 to 23 months, 24 to 29 months, 30 to 35 months, 36 to 47 …

cnbc.com

5%
OFF

Today’s CD Rates: January 13, 2025—Earn 5% Or More - Forbes

2 weeks from now

3 days ago · The highest interest rate currently available on a 12-month CD—one of the most popular CD terms—is 5.02%. ... Best CD Rates Offered by Banks in January 2025. When …

forbes.com

65%
OFF

Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

2 weeks from now

3 days ago · Best CD rates from top banks for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 7 and Jan. 13. All other information is current as of …

bankrate.com

50%
OFF

Top CD Rates Today, Jan. 15, 2025 - Investopedia

2 weeks from now

19 hours ago · Resuscitated for 2025, the highest-paying CD in the country lets you lock in 5.50% for 8 months, while more than a dozen others pay rates of 4.60% to 4.85%.

investopedia.com

51%
OFF

Top CD Rates Today: January 15, 2025 | Leading APY Falls To

2 weeks from now

1 day ago · Read up on leading CD rates today and the impact of economic trends on your savings. ... Top CD rates today: January 15, 2025 | Leading APY falls to 4.51% ... you’ll earn …

bankrate.com

27%
OFF

Best CD Rates Today, January 8, 2025 (up To 4.27% APY) - Yahoo …

2 weeks from now

Jan 8, 2025 · Best CD rates today, January 8, 2025 (up to 4.27% APY) Find out which banks are offering the best CD rates right now. ... January 12, 2025 (best accounts offering 4.75% APY)

yahoo.com

00%
OFF

Best CD Rates Of January 2025 – Up To 10.00% - WalletHub

2 weeks from now

6 days ago · Selected from 950+ Certificates of Deposit for January 2025. Updated Jan 10, 2025. Fact checked. Written by John Kiernan. ... 2025's Best CD Rates - Editors' Picks. Best: CD: …

wallethub.com

5%
OFF

17 Best 1-Year CD Rates For January 2025 (Up To 4.5%)

2 weeks from now

1 day ago · The best 12-month CDs are federally insured and offer fixed interest rates. Online banks dominate NerdWallet's list. ... Best 1-Year CD Rates for January 2025 (Up to 4.5%) ...

nerdwallet.com

75%
OFF

5 Best 5-Year CD Rates Of January 2025 (Up To 4.75% APY) - CNBC

2 weeks from now

Jan 1, 2025 · Best 5-year CD rates of January 2025 (up to 4.75% APY) ... CD terms offered. 6 months, 12 months, 24 months, 36 months, 48 months, 60 months, 72 months, 84 months, 96 …

cnbc.com

50%
OFF

Best CD Rates For January 2025: Up To 5.50% - Investopedia

2 weeks from now

1 day ago · The best CD rate right now is 5.50% APY available from Nuvision Credit Union for an 8-month term on deposits up to $5,000. All CDs and rates in our rankings were collected, …

investopedia.com

25%
OFF

CD Rates Today, January 11, 2025 (best Account Provides 4.25% APY)

2 weeks from now

5 days ago · CD rates today, January 12, 2025 (up to 4.25% APY) ... January 12, 2025 (best accounts offering 4.75% APY) If you’re searching for today’s best savings interest rates, we’ve …

yahoo.com

70%
OFF

Best CD Rates Of January 2025: Up To 4.70% - Newsweek

2 weeks from now

Dec 27, 2024 · The average rate for 12-month CDs sits at about 1.84% as of November ... Bread Savings and Vanguard currently offer CD rates up to 4.70% APY. ... Best 6-month CD Rates …

newsweek.com

15%
OFF

Today's CD Rates For January 12, 2025: Up To 5.15% APY

2 weeks from now

6 days ago · Today’s CD Rates for January 10, 2025: Up to 5.15% APY ... Rates are based on a $10,000 deposit and are accurate as of January 12, 2025. Rates may vary by location. ... The …

marketwatch.com

40%
OFF

9 Best CD Rates For January 2025 (up To 4.40% APY)

2 weeks from now

Jan 6, 2025 · 4. Western Alliance Bank – 4.40% APY. Rating: ⭐ ⭐ ⭐ ⭐ ⭐ (5.0/5.0) APY = 4.40% CD Maturity Term = 6 months Minimum Opening Deposit = $1. The 6-month CD offered by …

themoneyninja.com

27%
OFF

Best CD Rates Today, January 15, 2025 (up To 4.27% APY) - Yahoo …

2 weeks from now

1 day ago · Best CD rates today, January 15, 2025 (up to 4.27% APY) Find out which banks are offering the best CD rates right now. Casey Bond · Lead Editor and Content Strategist, Banking

yahoo.com

FAQs about 12 Best CD Rates of January 2025: Up to 4.51% APY - CNBC Coupon?

Are one-year CDs a good investment in 2024?

“One-year CDs are unusually competitive in 2024. Their best rates surpass three- and five-year CD rates. And, compared to high-yield savings accounts, one-year rates remain higher. “Because of one-year CDs’ popularity, you can be more choosy about the institution you want to leave your money with. ...

What is the APY rate on a CD?

Right now, they offer a 5.50% APY CD with a maturity term of 9 months. Their early withdrawal penalty is in line with other CDs, but you can withdraw interest paid during your CD’s current term without a penalty. 7. Bread Savings – 5.55% APY ...

Why did CD rates rise in 2022 & 2023?

CD rates surged in 2022 and 2023 due to the Federal Reserve’s interest rate hikes aimed at curbing inflation. But rates plateaued in early 2024 as the Fed paused further increases. With the Fed lowering the federal funds rate since September 2024, CD rates are expected to decline for the rest of the year. ...

What are the highest CD rates today?

The highest CD rates today reach 5.37% APY, but the key is to find the best CD rate that matches a term that fits your financial needs. Also keep in mind that banks change yields all the time, depending on market conditions. As the Federal Reserve brings down borrowing rates, for instance, expect CD yields to fall. ...

How much APY can I earn with a CD?

Earn up to a 5.20% APY with a Certificate of Deposit (CD) from Discover Bank. To open a CD, a minimum deposit of $2,500 is required. The interest rate offered is based on the CD term: Interest earned is calculated using simple interest, not compound interest. ...

When will CD rates drop?

Bread Savings and Vanguard currently offer CD rates up to 4.70% APY. When Will CD Rates Decline? CD rates will likely begin to fall from their peak once the Federal Reserve begins to cut interest rates. Experts predict this could happen later in 2024, but there’s no guarantee. ...