Travel vs cash back credit cards? : r/CreditCards - Reddit

Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores ... I started to look into credit cards for travel, but the whole point system is so dynamic with …

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Are Travel Credit Cards Better Than Cash Back Credit Cards ... - Reddit

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Simply put, with enough effort, yes, a travel rewards card is better than a cash back credit card. The minimum cash back reward should be 2% (Citi Doublecash is the main one). Using my …

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Should I Be Cashback Or Travel For My Credit Card Setups?

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Take your cash back, invest it into VOO and leave it. Done. By the way, you can use those same cash back cards on your travel. For example, the Chase Amazon Prime Visa gives you 5% …

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Which Is Better To You Guys? Cash Back Or Travel Cards?

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My first cc ever was a Target Red Card ( the 5% back on target one ) and I eventually built up my credit from that $300 limit to where I was able to collect more cards with 5-7K limits and signup …

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Cashback Vs Travel Reward Point Value TO YOU : R/CreditCards

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Cash back is simple. $25 in cash back can be redeemed for $25. Accumulation and redemption is easy to understand. And if a CB card complicates it, move on, as there are so many good …

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FAQs about Travel vs cash back credit cards? : r/CreditCards - Reddit Coupon?

Are credit cards travel rewards or cash-back cards?

Generally, we designate credit cards as either travel rewards cards or cash-back cards. The names are pretty self-explanatory: They are cards that either earn travel rewards or simple cash back. However, some cards offer more flexibility and allow users to choose how they redeem their rewards. ...

Should you use a rewards credit card or a travel credit card?

Cash back is great if cash flow is what you want or need right now. They're also great if you don't have the energy to keep up with a more complex credit card strategy. However, you'll generally get more value for travel redemptions using a rewards credit card rather than a cash back card. Related: How to pick the right travel credit card for you ...

Is a travel card better than a cash-back card?

A travel card is an excellent choice if you travel frequently and can take full advantage of the side perks. A cash-back card, though, is usually less expensive and comes with more versatile rewards. For many, that makes it a clear winner. What's next? ...

Should you get a credit card or a travel card?

If you want low-maintenance rewards from your credit card, cash back is the way to go. If you're looking for fee trips or perks while on the move, consider a travel card. ...

Which is better cash back or travel redemption?

Travel redemption tends to have the largest multipliers, making the effective % of the card's category spending higher than straight cash back. This is what people mean when they say the redeeming points for travel gives you more value than cash back. 3) This is clear that redeeming points through transfer partners is the best value by far. ...

What credit card earns 2% Back on travel purchases?

Choose a flat-rate credit card like the Wells Fargo Active Cash® Card, which earns 2% back on every purchase, no matter the category. » SEE: Credit cards that earn 2% cash back or more on all purchases » FIND A CARD: Best travel credit cards ...