Today's Refinance Rates by State – Jan. 6, 2025 - Investopedia

Jan 6, 2025 · Check our interactive map for the 30-year mortgage refi average for any U.S. state. Right now, New York, California, and Florida have the cheapest refi rates.

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Mortgage Rates Today: January 6, 2025—Rates Remain Fairly …

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Jan 6, 2025 · Today’s average mortgage rate on a 30-year fixed-rate mortgage is 7.32%, down 0.04 percentage point from the previous week, according to Curinos. Borrowers may be able …

forbes.com

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Today’s Mortgage Rates January 6, 2025: 30-Year Rates

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Jan 6, 2025 · The current average mortgage rate on a 30-year fixed-rate mortgage, the most popular home loan, is 7.01%, a 2 basis point decrease from the previous week.

newsweek.com

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Are 7% Mortgage Rates The New Normal? Today's Rates, Jan. 6, …

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Jan 6, 2025 · Mortgage rates fell today -- but just barely. Here's what to know if you're in the market for a new home this year.

cnet.com

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Mortgage Rates Inch Up | Today, Jan. 6, 2025 - The Mortgage …

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Jan 6, 2025 · Freddie Mac’s Jan. 2 report put the weekly 30-year fixed mortgage rate average at 6.91%, up six basis points from the previous week.

themortgagereports.com

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Mortgage Rates Today, Jan. 6, 2025: Countdown To Friday's Jobs …

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Jan 6, 2025 · The average 30-year fixed rate mortgage is 7% today, an increase of 0.02% since yesterday. The 15-year fixed mortgage rate stands at 6.08%, up by 0.06%. The 30-year FHA …

mortgageresearch.com

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What Are Today's Mortgage Rates? - Zillow

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The 30-year fixed mortgage rate on January 7, 2025 is up 4 basis points from the previous week's average rate of 6.69%. Additionally, the current national average 15-year fixed mortgage rate …

zillow.com

FAQs about Today's Refinance Rates by State – Jan. 6, 2025 - Investopedia Coupon?

Will mortgage rates go down in 2025?

Mortgage rates are expected to go down in 2025, but they'll probably remain elevated in the near term. Mortgage rates started ticking up from historic lows in the second half of 2021 and increased dramatically in 2022 and throughout most of 2023. ...

What is the average mortgage rate in 2024?

The 30-year fixed mortgage rate on November 17, 2024 is up 11 basis points from the previous week's average rate of 6.50%. Additionally, the current national average 15-year fixed mortgage rate increased 1 basis point from 5.99% to 6.00%. The current national average 5-year ARM mortgage rate is down 1 basis point from 7.26% to 7.25%. ...

Will home prices drop in 2025?

We aren't likely to see home prices drop soon. In fact, they'll probably rise. The current supply of homes is historically low, which puts a lot of upward pressure on prices. Fannie Mae researchers expect prices to increase 3.6% in 2025, while the Mortgage Bankers Association expects a 1.3% increase. ...

What is the current mortgage rate?

Additionally, the current national average 15-year fixed mortgage rate increased 1 basis point from 5.99% to 6.00%. The current national average 5-year ARM mortgage rate is down 1 basis point from 7.26% to 7.25%. Adjust the graph below to see historical mortgage rates tailored to your loan program, credit score, down payment and location. ...

Will mortgage rates go down this year?

Mortgage rates are holding steady in the high 6% range, and they're likely to remain near their current levels until we get more data showing how inflation is trending. Most forecasts expect mortgage rates to go down a bit this year as inflation slows and the Federal Reserve lowers the federal funds rate. ...

What is the average 30-year mortgage rate?

Average 30-year mortgage rates are hovering in the upper 6% range, according to Zillow data. In December, 30-year rates averaged 6.42%. The 30-year fixed-rate mortgage is the most popular home loan. With this type of mortgage, you'll pay back what you borrowed over 30 years, and your interest rate won't change for the life of the loan. ...