Personal loan for car : r/personalfinance - Reddit

Most Car loans are usually Cheaper than personal loans. For a used car, a 3 year or 4 year loan should work. Make sure that your payment is 25% of your gross income or less, and make …

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Personal Loan For Car : R/personalfinance - Reddit

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Most Car loans are usually Cheaper than personal loans. For a used car, a 3 year or 4 year loan should work. Make sure that your payment is 25% of your gross income or less, and make …

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Should I Pay For A Car In Full Or Get A Loan? : R/personalfinance

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Ok, so finance fees may not be the correct term for this type of loan. Most (not all) 0% car loans through manufacture financing have an either or. 0% for 36mo or $1200 in customer cash. Say …

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Options For Taking A Loan Out For A Car. : R/personalfinance - Reddit

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You’ll need to get a personal loan, doesn’t matter who it’s through. No CU or bank is gonna give you a $3k auto loan. Your other option, is to get a $7k loan with 0% down. Then just pay the …

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Advice On Personal Loan For A Vehicle : R/personalfinance - Reddit

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Now this car keeps breaking and im at a point where i cant afford to keep fixing it AND pay the $300 bill and $200 insurance along with my other bills, but since i took out this loan with my …

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My Old Car Is A Money Guzzler And I Cant Afford A New Or Used Car

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You can go out and buy a 2015 with 100k miles for well over $10,000 today and auto loan payments of $800-$1,200 per month are common anymore even with excellent credit. The …

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Should I Take Out A Personal Loan To Buy A Cheaper Used Car?

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I have a decent credit score at ~720. I was going to take out a loan for a max of maybe $5k - $7000 and just use it on a cheaper used car since supposably banks typically don’t approve …

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Why Do People Recommend Financing A Car? : R/povertyfinance

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So I just bought a car. I took out a loan for over $50,000 for this car. But I have that money in cash invested in the stock market. And my car loan is 1.24 percent. I'm pretty comfortable leaving …

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Vehicles - Personalfinance - Reddit

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10% or less of your gross income goes towards all vehicle expenses including loan payments, insurance, gas, registration fees, maintenance, and repairs. Finally, if you are not on the final …

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Tips For Buying/financing A Used Car? : R/personalfinance - Reddit

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Howdy, folks. I’m in the market for a $10k-$14k used car. My get-through-law-school car finally crapped out on me about 8 months too soon. In August 2021, I’ll be starting a job making …

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The Salary A Single Person Needs To Live Comfortably In Every

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Still have $3.4k/mo to work with. You don’t even need a car for most things, but sure get one - it’s plenty of money. credit card bills Credit card balances aren’t bills they are the cumulative effect …

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FAQs about Personal loan for car : r/personalfinance - Reddit Coupon?

What is the best car loan?

The best loan is one that has the lowest interest rate. Don't finance a car for longer than 3 years (especially a used car). If you need to finance longer than 3 years in order to afford the monthly payments then the car is too expensive for you. A 40k used car is sort of crazy in my opinion. You can go buy a brand new Toyota for ~28-35k easy. ...

How do I get a car loan?

Lol! You don't need the car. Just go to a bank, or online, and apply. They'll give you a max budget, rate, payment-breakdown, and if approved, a blank check you can take to the dealership. Always shop the loan first, then the car. ...

Should I get a 72 month car loan?

This is supposed to let you get a car that you need that won't kill you financially. Getting a 72 month loan is too long to carry a bad debt and means you can't afford the car. Thank you, that's helpful. This is bad/situational advice. You need to be negotiating the final cost of the car, not your payment. ...

What is Reddit r/personalfinance?

Reddit’s r/PersonalFinance community has 15 million members and is one of the most popular subreddits for content related to all things finances. The community was first created in 2009 and since then has published thousands of posts, threads, and discussions on an array of personal finance topics. ...

Where can I find personal finance advice on Reddit?

If you want to find personal finance advice on Reddit, a good way to start is joining popular subreddits that focus on those topics. Here are a few examples: r/personalfinance has 19 million members and focuses on budgeting, saving, credit, investing, getting out of debt and retirement planning. ...

How do I buy a car from a credit union?

Always get a loan pre-approval from a local credit union. Once you have that in hand, start shopping for the car. DO NOT mention how you plan on paying for the car until you have an agreed upon OTD price inclusive of taxes and fees. Then see if the dealer can beat the terms of the credit union. If they can, great. ...