How to Upgrade or Downgrade an American Express Card

Are you not getting the most out of your American Express credit card? Find out how to upgrade or downgrade your card to a better fit for your needs. See more

FAQs about How to Upgrade or Downgrade an American Express Card Coupon?

Should I upgrade my Amex card?

Here’s an example of a popular upgrade between Amex cards and the potential advantages and disadvantages. Let’s say you have the American Express® Gold Card and you want The Platinum Card® from American Express. Although the Platinum Card has a higher annual fee, you can also become eligible for a slew of new benefits by upgrading. ...

How do I upgrade or downgrade my Amex card?

If you want to upgrade or downgrade your Amex card, the next step is to call the issuer. Use the customer service number on the back of your credit card, and a representative will help. American Express also has a helpful online chat feature you can use to see about upgrading or downgrading your card. ...

Can I downgrade my American Express credit card?

While the answer is for every credit card issuer, it isn't always available to cardholders. That is what is nice about the American Express system since they let you downgrade cards. There are rules involved though, more so with Amex than some others, but we'll get to that in a bit. A credit card downgrade is essentially the inverse of an upgrade. ...

Can I get a bonus if I downgrade my American Express card?

You won’t be eligible for an initial bonus for either the Amex Gold card or the Amex Green card. American Express uses a soft pull for downgrades, so there’s no effect on your credit score. Downgrading the American Express Platinum card is a great way to save some money if you no longer find the benefits to be worth the $695 annual fee. ...

How do I upgrade my American Express credit card?

You can upgrade your American Express credit card by making a request over the phone at (800) 528-4800. Alternatively, log in to your online account and click on “Amex Offers & Benefits” at the bottom of the page to see if you are eligible for an upgrade. ...

Does downgrading the American Express Platinum Card affect your credit score?

American Express uses a soft pull for downgrades, so there’s no effect on your credit score. Downgrading the American Express Platinum card is a great way to save some money if you no longer find the benefits to be worth the $695 annual fee. However, if you’re a frequent traveler and a high spender, you might want to reconsider. ...