High-Yield Savings Account Rates Today: January 3, 2025 - Forbes

Jan 3, 2025  · High-Yield Savings Account Rates Today: January 6, 2025 – Rates Are Mixed By Taylor Tepper High-Yield Savings Account Rates Today: December 18, 2024 – Rates Are Mixed


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Today’s CD Rates: January 3, 2025—Take Home More Than 5

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Jan 3, 2025  · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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Money Market Interest Rates Today: January 3, 2025 - Forbes

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Jan 3, 2025  · Current Money Market Rates The current average money market rate is 0.55%, while the highest rate is up to 5.00%. Here are today’s money market account rates: MMA …

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Savings Interest Rates Today, January 3, 2025 (up To 4.75% APY …

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As of January 3, 2025, the highest savings account rate offered by our partners is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit required.

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Top High Yield Savings Accounts – January 2025 - Savings Rates

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Current high-yield savings account rates are at 5.84%, surpassing traditional savings accounts, and this trend extends to other deposit options like money market and certificate of deposit …

savingsrates.org

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Top Savings Rates Remain Over 4% APY, But Not Forever. Today's …

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2 days ago  · Today's Savings Rates for Jan. 10, 2025 There's still time to grow your money, but rates are expected to fall even further. ... Features to consider when choosing a high-yield …

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Money Market Interest Rates Today: January 8, 2025 - Forbes

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4 days ago  · Current Money Market Rates Right now, the average money market rate sits at 0.55%, but the best rate today is 5.00% Here are today’s money market account rates: MMA …

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Money Market Interest Rates Today: January 6, 2025 - Forbes

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6 days ago  · Money Market Interest Rates Today: January 3, 2025 — Earn Up To 5.00% By Taylor Tepper Money Market Interest Rates Today: December 18, 2024 — Rates Stay About …

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FAQs about High-Yield Savings Account Rates Today: January 3, 2025 - Forbes Coupon?

Are high-yield savings accounts a good investment?

Many of the rates in this list top 5%. High-yield savings accounts are ideal places to park your money when you want your savings to grow. APYs have gone up because of Federal Reserve rate increases, making now a good time to open a high-yield savings account. ...

How much APY does a high-yield savings account earn?

A high-yield savings account earns a much higher rate than a regular savings account. While some traditional savings accounts, particularly those at large national banks, earn rates as low as 0.01% APY, high-yield accounts earn many times more. Currently, rates at the best high-yield accounts earn around 5% APY. ...

Are high-yield savings rates increasing?

High-yield savings rates are not increasing at the moment. Rates increased throughout 2023 as the Federal Reserve raised its benchmark rate to tamper with inflation. We saw this reflected in high-yield savings accounts' APYs, which still stand around 5% APY. Interest rates, however, are poised to decrease once the Fed cuts rates. ...

What is the best savings account rate in 2025?

Even if, say, the best savings account rate comes down from today's 5.50% to maybe 4.50% by the end of the year—or even 3.50% by the end of 2025—these are still historically high returns. ...

Are high-yield savings account rates dropping?

Since the Fed cut rates in September and November, high-yield savings account rates have started dropping as well. But don't panic -- if you put $5,000 in a high-yield savings account for one year, you'd only earn $25 less per year with a 4.50% APY than with a 5.00% APY. ...

When can a high-yield savings account be withdrawn?

Funds in high-yield savings accounts can generally be withdrawn at any time, though there may be a limit of six per month for certain types of withdrawals. Compared to a CD, a high-yield savings account is a better option for an emergency fund. ...

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