Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit

“Don’t use it if you can’t pay in full” is completely irrelevant to using free Chase plans on purchases you already made. I’ve used multiple Chase plans when they have the promos for …

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How Does Chase Pay Over Time Work? : R/CreditCards - Reddit

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Is chase my plan and the pay over time button the same thing? Looks the same. You can pay over 3,6,9 months if a purchase is over $100 looks it. Also seems that not every purchase over …

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Chase Pay Over Time - Help! : CreditCards - Redditmedia.com

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Jul 22, 2024 · Hi! So I was hoping to use my first chase pay over time on a $9900 purchase with $0 fee/0% interest. I called last week and they said I was eligible since a posted $600 …

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Chase Pay Over Time Using Fee-free Offer On $13k For 2 Years.

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May 23, 2024 · Just realized that I can "pay over time" free of fee for 24 months. I do have the money to pay off any time I... jump to content. ... and directly support Reddit. get reddit …

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Chase - My Chase Plan - What's The Catch? : R/CreditCards - Reddit

2 weeks from now

The way I understand it, once you have made a purchase on your credit card (over $500), you can select to create a My Chase Plan to pay it off over time with a given monthly fee (+ flat …

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Chase Refi With No Cost Closing. Whats The Catch?

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Sep 4, 2024 · The "catch" is that 5.99% is a higher rate than you could get if you paid the closing costs with cash (either from Chase or from someone else). It's essentially "negative points", …

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Has Anyone Used My Chase Plan? Was It Beneficial?

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Sep 3, 2021 · $48.95 over 6 months, no interest, a monthly fee of $3.04. $33.56 over 9 months, no interest, a monthly fee of $2.95. $25.88 over 12 months, no interest, a monthly fee of $2.92 …

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⚠️ PSA: My Chase Plan Is Not A Fee Free Way To Pay Things Off …

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I used the pay over time option and yesterday, that "card benefit" expired and they took $4500.00 out of my checking account because I have it set to on auto pay "interest free balance" so …

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Help With Chase Pay Over Time Calculations - Straight Dope

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Feb 26, 2024 · My Chase credit card has a new feature, allowing me to choose some transactions ($100 and up) to “pay over time”, from 3 to 24 months, with a monthly fee. For example, I had …

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What Credit Card System Should I Get Into ? Chase Or Wells Fargo

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Dec 8, 2024 · Chase; Pros: Pros: Has a 2% catch all card: Catch all card with some purchase protections: no annual fee set up possible with transfer partners: Has a lot of transfer partners: …

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Question About Chase 'Pay Over Time' Plan : R/CreditCards - Reddit

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I recently made a large purchase ($8k) and have the option for a no-fee, no-interest Pay Over Time plan through Chase. I know generally the catch is the monthly fee in lieu of interest, …

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What’s The Catch (if Any) With “pay Over Time” On ... - Reddit

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The "catch" is to get you used to the idea that paying for large purchases over a period of time is acceptable. So later, when your options are to make a large purchase and pay it off with 25% …

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Is The Chase Freedom Flex Card Worth It For Me? : CreditCards

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Wells Fargo Active Cash: 2% catch-all What is missing for me is dining cashback. I dine out pretty frequently and when the Discover it category isn’t dining, the next best option in my lineup is …

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Chase Pay Over Time : R/ChaseSapphire - Reddit

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I have a payment plan of 13k over 24 months, so my payment is roughly $500 a month. Say I spend $1000 additional on this card. My "interest saving balance" for the month is $1500. If I …

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Pay Over Time(months) With Chase : R/CreditCards - Reddit

2 weeks from now

I have been getting pay over time options from Chase for my payments of $1-2k. These offers are for 0 monthly fee and no interest for 6 months to 18 months payment. I want to know …

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FAQs about Chase Pay Over time, what’s the catch? : r/CreditCards - Reddit Coupon?

Is Chase Pay Over time legit?

Chase Pay Over time, what’s the catch? I have a charge of about $600 I can use pay over time. It says monthly fee of 0$ with no interest. Am I missing something or am I able to split this purchase up without issues? Its legit and they tend to occasionally offer $0 fee plans. In that case, its no risk as long as you pay. ...

Does Chase Pay Over time charge a fee?

Chase will assess a fee on your payment plan, which will vary depending on the purchase amount, the duration of the plan and additional factors. Until Dec. 31, 2022, there were no fees for the first Chase Pay Over Time that a customer created. However, there may be fees for any subsequent plans. ...

Should you buy a chase pay over time credit card?

If you’re forced to finance a purchase of at least $100 over three or more months, a Chase Pay Over Time could potentially be helpful. However, a credit card with a 0% introductory APR on purchases could be an even better deal, offering a year or more of no interest, whereas a Pay Over Time will involve a monthly fee. ...

What is Chase Pay Over time?

Chase Pay Over Time is an installment plan option for Chase credit card customers, letting you split a big purchase into equal monthly payments. Think of it as a form of buy now, pay later (BNPL). Competing BNPL plans offered by other card issuers include American Express Pay It® Plan It® and Citi Flex Pay. ...

Should I pay my chase card in full each month?

Maybe I'm just old and crotchety, but I say bin this whole idea and just pay in full each month. It is only useful if you are nearing the end of a 0% APR period on a new card and need more time to pay. Chase will allow you to create a my chase plan without fees past the expiration of the introductory APR. ...

Is Chase Pay Over time free?

Chase Pay Over Time lets you avoid the interest charges that would typically otherwise come with carrying a balance from month to month, but as you may have guessed, it’s not free—you’ll be charged a fixed monthly fee. No single credit card is the best option for every family, every purchase or every budget. ...