Certificate of deposit | Online CD rates | U.S. Bank

Find a U.S. Bank CD (certificate of deposit) that best suits your investing needs, with the CD rate and term that is right for you. Apply now.

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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3 days ago · To determine which certificates of deposit (CDs) offer the best return on your money, CNBC Select analyzed dozens of CD accounts offered by online and brick-and-mortar banks, …

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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3 days ago · Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of …

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Best 6-Month CD Rates For January 2025: Up To 5.50% - Investopedia

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1 day ago · Read more about Investopedia’s CD and savings rates methodology to learn how our team of full-time staff developed this strategy for ranking the best rates. What Is a Certificate of …

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What Is A Certificate Of Deposit? And What To Know Before ... - U.S.

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May 3, 2023 · What are CDs? A CD is a low-risk savings account backed by the FDIC and insured up to $250,000. It offers a higher interest rate than a traditional savings account in …

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FAQs about Certificate of deposit | Online CD rates | U.S. Bank Coupon?

How long does a US Bank Certificate of deposit last?

U.S. Bank offers 11 standard certificate of deposit (CD) terms, ranging from one month to 60 months. Despite the wide range of terms, the bank’s rates on its standard CDs tend not to be competitive with rates offered by online banks. There’s a $500 minimum deposit requirement (and a $250,000 maximum) to open a CD. ...

What is the minimum deposit required for a US Bank CD?

For U.S. Bank’s standard CD, the minimum deposit requirement is $500. However, if you want to take advantage of U.S. Bank’s special CD rates or you want a step-up or trade-up CD, the minimum is $1,000. Is U.S. Bank FDIC-Insured? Yes, U.S. Bank offers standard FDIC insurance coverage, which is $250,000 per account, per owner. ...

What is a certificate of deposit (CD)?

A Certificate of Deposit (CD) is a financial product offered by banks and credit unions that allows individuals to save money and earn interest over a predetermined period. CDs differ from traditional savings accounts and other investment options in terms of liquidity, risk, and potential returns. ...

What is a US Bank standard CD?

The U.S Bank Standard CDs are the bank's regular CDs. Your rate stays the same regardless of your balance. There are 11 Standard CD terms, ranging from one month to five years. The longer terms pay higher rates. U.S. Bank CD Specials are the bank's promotional offerings. Three term lengths are available: seven, 11, 15 months. ...

What types of CDs does US Bank offer?

U.S. Bank offers four kinds of certificates of deposit (CDs). These include: having a number of options allows you to find the right kind of CD for you and your financial situation. For example, the multiple term lengths available as a regular U.S. Bank CD make it easy to create a CD ladder. ...

Are all US bank CDs FDIC-insured?

All U.S. Bank CDs, including the CD Special, are FDIC-insured up to $250,000. 1 Ready to get started? Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. ...