Cell Phone Protection isn't what you think : r/amex - Reddit

I don't think any of them cover cosmetic, but stuff like a broken screen, stolen phone, broken phone, you can find a credit card has a lower deductible. If it's not costing you anything to pay …


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Cell Phone Protection How Does It Work? : R/CreditCards - Reddit

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From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill …

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FAQs about Cell Phone Protection isn't what you think : r/amex - Reddit Coupon?

Does Amex cover a broken iPhone?

This is my broken iPhone: And this is the check I just got from AIG Claims, Inc. — the insurance company that handles Amex cell phone protection — for $551.16: Yup, they covered the full replacement cost of my iPhone ($601.16) less the $50 deductible that’s explained in Amex’s cell phone protection terms. And it wasn’t a hassle at all. ...

Which credit cards offer cell phone protection?

Some Amex, Chase, U.S. Bank, and Wells Fargo cards offer cell phone protection. I've gathered the terms from each card issuer that I'm looking at and added some bold for emphasis. What does it mean by the cell phone line is "listed" on the bill? Like the phone line is for the data plan for the sim card, no? ...

Does Amex cover phone damage?

There are some other nits, but basically Amex says if the damage to your phone is merely “cosmetic,” it isn’t covered. Here are examples of damages Amex says is “cosmetic” and therefore not covered: ...

Does American Express cover cell phone protection?

Coverage is excess of any other applicable insurance or indemnity available to you. Coverage is limited only to those amounts not covered by any other insurance or indemnity. Find American Express Credit Card Terms for Cell Phone Protection for Eligible Cards. Learn More About Your Cardmember Benefits & Phone Protection FAQs. ...

How much cell phone protection does Chase Freedom Flex offer?

From Chase Freedom Flex: "Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim." ...

Does Amex pay for phone repair?

(And, pay for the repair using your AMEX Plat.) Only phone that is on ur phone bill that’s is pay for with ur Amex is cover. If you pay the monthly service bill and the phone using the Amex platinum. You can get reimbursed for up to two incidents a year at 800 per incident max I believe. I cracked the back of my iPhone 13 Pro Max. ...

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