Historical CD Interest Rates 1984-2024 - Bankrate

The U.S. faced two recessions in the early 1980s. That’s when CD yields peaked. On average, three-month CDsin early May 1981 paid about 18.3 … See more

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Best CD Rates Of January 2025 – Up To 10.00% - WalletHub

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6 days ago · If you withdraw money from the CD before it reaches maturity, you may face substantial penalties. To help people get the most for their money, WalletHub compared over …

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Historical CD Rates: Insights For Savvy Investors - Business Insider

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Dec 5, 2024 · Historical CD rates for a 3-month or 90-day CD ranged from 0.09% to 18.65%, according to the Federal Reserve Bank of St. Louis. COROIMAGE/Getty Images

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12 Best CD Rates Of January 2025: Up To 4.65% APY - CNBC

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The best CD rates today rival those of high-yield savings — and you can lock yours in. ... earning up to 4.15% APY. There's a $1,000 minimum deposit required for all CDs, but you'll earn …

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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3 days ago · The best CD rates of 2025 are as high as 4.65% APY, offered by CommunityWide Federal Credit Union on a 6-month certificate. ... Also available is 4.15% APY on a 17-month …

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CD, Bond & Interest Rates | Edward Jones Page

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2 days ago · See where U.S. Treasuries, corporate bond and CD rates are today, ... 4.15%: 2-Year: 4.25%: 5-Year: 4.41%: 10-Year: 4.60%: 30-Year: 4.83%: These are exempt from state …

edwardjones.com

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Best CD Rates Of January 2025 (Up To 4.65%) - Bankrate

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3 days ago · Find the best CD rates by comparing national and local rates. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate of …

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Best 5-Year CD Rates Of January 2025 | TIME Stamped

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Sep 23, 2024 · First Internet Bank is a top choice for high-yield interest CDs. You can open a CD with as little as . $1,000, and the online bank offers competitive rates on all of its CD offerings, …

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The Best CD Rates For January 2025 - CNET Money - CNET

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Jan 6, 2025 · Best CD Rates. BMO Alto 4.30% 6-month APY, ... First Internet Bank of Indiana 4.15% 6-month APY, ... CNET Money is an advertising-supported publisher and comparison …

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Best CD Rates For January 2025: Up To 4.55% - NerdWallet

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Check out the best CD rates today at top online banks and credit unions. ... 3-year CD: 4.15% APY. ... The best 10-year CD rates aren't necessarily higher than the best five-year CD rates, …

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15 Best Long-term CDs To Open Before The Next Rate Cut

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Oct 4, 2024 · Amboy Direct 2-year CD — 4.61%: There is a $25,000 minimum deposit requirement to open this account; an early withdrawal penalty will be charged for accessing …

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Current CD Rates, Jan. 2025: APYs Are Falling - NerdWallet

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2 days ago · The falling-rate environment is in full swing. The best CD rates have largely dropped from around 5% to 4% annual percentage yields for six-month through one-year terms within …

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Deposit Rates - Seattle Bank

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Dec 13, 2024 · 3.63%: 3.70%: 60 Month: 3.54%: 3.60%: BUMP UP CERTIFICATES OF DEPOSIT 6; TERM: INTEREST RATE ... PERSONAL MONEY MARKET 1 ; BALANCE: …

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Certificates Of Deposit | Workers Credit Union | MA

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Earn up to 4.15% APY 1,2 with a 7-Month CD Special ... Short term or long term, keep your money working for you. Certificates of Deposit (CDs) 1. CD Term Dividend Rate Tier 1: …

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FAQs about Historical CD Interest Rates 1984-2024 - Bankrate Coupon?

What are high-yield CD rates?

High-yield CD rates today can be several times the national average of 1.37% APY for five-year terms and the national average of 1.81% APY for one-year terms. Unlike regular savings accounts, most CDs have fixed rates, so you can lock in a higher rate while it lasts. Here's a look at current CD rates at some online banks and credit unions. ...

When does the historical CD rate analysis start & end?

Our historical CD rate analysis begins in 1967 and ends in 2024. We divided it by decade for easier reading, so if there’s a period you’re particularly interested in, you can scroll right to it. Each historical section summarizes important economic events and interest rate activity to provide context for CD rate fluctuations. ...

What is the best APY rate for a CD?

Currently, the best CD rates range from 4.30 percent APY to 4.95 percent APY. This top rate is offered by Quontic for a 3-month term, and is roughly three times higher than the national average of 1.74 percent on a one-year CD. ...

What is a CD rate?

A CD rate is quoted as an annual percentage yield, or APY, which is how much the account earns in one year including compound interest. Banks generally compound interest monthly or daily. A CD’s term plays a role too: the longer the term, the higher the rate generally. ...

Which banks offer high no-penalty CD rates?

These four banks offer high no-penalty CD rates: Ally Bank ® (Member FDIC): 4.00% APY, 11 months, no minimum to open. CIT Bank: 3.50% APY, 11 months, $1,000 minimum to open. Marcus by Goldman Sachs: 3.90% APY, 13 months, $500 minimum to open. Climate First Bank: 2.91% APY, 12 months, $500 minimum to open. ...

What is the best CD rate?

Commissions do not affect our editors' opinions or evaluations. The best CD rate is 4.75% on a six-month CommunityWide Federal Credit Union CW Certificate Account, though you can find competitive yields on other terms too. All of our winners far outstrip what you’ll get from the average bank, where yields range from 0.23% to 1.81%, per the FDIC. ...