Best 2-Year CD Rates For January 2025: Comparison - The Smart …

Nov 28, 2024 · The Smart Investor team has extensively reviewed banks and credit unions to identify the best 2-year CD (Certificate of Deposit) rates available. We focused on four main …

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Best 2-Year CD Rates Of January 2025 – Forbes Advisor

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Dec 16, 2024 · Currently, two-year jumbo CD rates are similar to rates for two-year standard certificates. The best rates are above 4.00% APY, but the average account will earn less than …

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CD Rates Today: January 8, 2025—Earn 5% And Up - Forbes

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Jan 8, 2025 · The best interest rates on CDs—certificates of deposit—pay up to 5.25% today, based on certificate term lengths. ... Today's 2-Year CD Rates. ... Best CD Rates Offered by …

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12 Best CD Rates Of January 2025: Up To 4.65% – Forbes Advisor

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Bread Savings Certificate of Deposit: 4.15% to 5.35%CommunityWide Federal Credit Union CW Certificate Account: 4.00% to 5.30%Marcus by Goldman Sachs High-Yield Certificates of Deposit: 4.00% to 5.15%EverBank Basic CD: 3.95% to 5.15%Quontic Bank Certificate of Deposit: 4.30% to 5.30%See full list on forbes.com

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Top CD Rates Today, Jan. 14, 2025 - Investopedia

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9 hours ago · Published January 14, 2025. mapodile / Getty Images. ... Credit Human is the rate leader for 2-year and 3-year CDs, ... October 2023 saw the best CD rates push above 6%, …

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Best CD Rates Of January 2025 - Up To 4.65% - Bankrate

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Best CD rates from top banks for January 2025 Note: Annual percentage yields (APYs) shown were updated between Jan. 6 and Jan. 12. All other information is current as of Jan. 13.

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Why 2025 Will Likely Be Better Than You Expected For Savings And …

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Jan 3, 2025 · Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls Top CD Rates Today, Jan. 8, 2025 - A 5.50% Offer Gets Resurrected for the New …

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Best 2-Year CD Rates January 2025 | TIME Stamped

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Dec 18, 2024 · The online bank offers some of the best CD rates on the market, including on its two-year CD. You'll need to deposit $10,000 to open a CD through Popular Direct, but you'll …

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What's A Good CD Interest Rate In 2025? - CBS News

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6 days ago · CD interest rates range from 0.23% for a 1-month CD to 1.32% on a 5-year CD, according to December 2024 data from the FDIC. So, technically, any CD rate over that mark …

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Today’s CD Rates: January 3, 2025—Take Home More Than 5

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Jan 3, 2025 · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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Top CD Rates Today, Jan. 2, 2025 - 5% CDs Are Now Dead

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Jan 3, 2025 · Top CD Rates Today, Jan. 10, 2025 - Surprise 5.50% APY Holds, While 1-Year Rate Falls If You're One of the 4.1 Million People Retiring in 2025, Open a CD Before Rates …

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Best 10-Year CD Rates For January 2025: Up To 4.11% - Investopedia

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2 days ago · The best 10-year CD rate right now is 4.11% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday.

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FAQs about Best 2-Year CD Rates For January 2025: Comparison - The Smart … Coupon?

What is a good 2 year CD rate?

Several banks currently offer 2-year CD rates that exceed 4.00% APY. Bayer Heritage Federal Credit Union currently offers a 2-year CD rate of 4.498%. What Is the Best CD Rate for $100,000? ...

Is a 2-year CD a good investment?

A 2-year CD is great because it allows you to lock in a high rate until 2026, even if rates drop on other savings and CD accounts. Our CD rankings below are based on research into hundreds of banks and credit unions every weekday. We include CDs with terms of 21 to 29 months in our best 2-year CD list. ...

What is the top interest rate on a 2-year CD?

Back when we first started tracking 2-year CD rates, the top interest rate on a 2-year CD was 1.92% APY. By October 2023, the top 2-year CD rate was 5.60%—almost three times what it was three years earlier. While CD rates have fallen since then, they remain high in 2024. ...

Who is a 2 year CD best for?

Who is a 2-year CD best for? A two-year CD is best for someone who’d like to earn interest on their money (perhaps at a higher rate than a shorter-term CD), but doesn’t anticipate needing quick access to the money when a financial emergency arises. Blueprint is an independent publisher and comparison service, not an investment advisor. ...

What is the APY for a 2 year CD?

APY for 2-year CD: 4.25% APY 2-year CD early withdrawal penalty: $50 or 270 days of interest (whichever is greater) A 2-year USALLIANCE Financial certificate is a solid choice if you want a share certificate from a credit union. It pays a high 2-year CD rate and has a low minimum opening deposit. ...

What is a 2-year CD?

Click here to read more about features and tips related to 2-year CDs. CDs, also called certificates of deposit, are low-risk investments with a predetermined, fixed rate of return (interest) sold by financial institutions. ...