8 Savings Accounts That Earn 4% or More - NerdWallet

Mar 11, 2023 · Generally, yes. High-yield savings accounts at banks and credit unions are federally insured up to $250,000 per depositor, per insured institution, per ownership category.

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8 Savings Accounts That Earn 4% Or More - NerdWallet

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Mar 11, 2023 · Generally, yes. High-yield savings accounts at banks and credit unions are federally insured up to $250,000 per depositor, per insured institution, per ownership category.

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6 Savings Accounts Offering 4% Interest On Savings Or Higher

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Nov 25, 2024 · Do the Traditional Big Banks Offer 4% Interest Savings Account Rates? Many big banks don’t offer competitive rates and terms on savings accounts. Platinum Savings from …

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Best Savings Accounts Of January 2025 - Up To 4.75% | Bankrate

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Feb 8, 2017 · Best savings account rates for January 2025. Note: Annual percentage yields (APYs) shown were updated between Jan. 5 and Jan. 11. All other information is current as of …

bankrate.com

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Supercharge Your Savings Goals With APYs Over 4%. Today's …

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14 hours ago · The best high-yield savings account rates continue to offer over 4% APY. Since the Federal Reserve has started cutting interest rates, banks have been following by cutting …

cnet.com

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6 Savings Accounts Offering 4% Interest Or Higher Right Now

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Nov 27, 2023 · Interest rates for high-yield savings accounts are very high currently as a result of repeated action by the Federal ... Bask Bank: 5.10%. Bask Bank offers a very high APY on …

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Best High-Yield Savings Accounts For January 2025

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4 days ago · The Openbank High Yield Savings has a high savings account interest rate of 4.75% (vary depending on location) APY. It doesn't charge any monthly service fees, either. ... Some …

businessinsider.com

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Best Savings Interest Rates Today, January 9, 2025 (top Account …

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4 days ago · The good news is that many high-yield savings accounts still offer rates of 4% APY and up. The best rates are typically offered by online banks, although you may be able to find …

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Best Banks For Savings Accounts For 2025 - Investopedia

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4 days ago · Culled from our weekly rate research on about 100 banks and credit unions that offer nationwide high-yield savings accounts, even the 10th-best rate on the list pays 4.50% APY.

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Best High-Yield Savings Accounts Of January 2025 - CNBC

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Jan 3, 2025 · After the Federal Reserve cut interest rates by 0.5% on Sep. 18, banks have started lowering the rates they offer on their high-yield savings accounts. ... A high-yield savings …

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Top Savings Rates Remain Over 4% APY, But Not Forever. Today's …

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3 days ago · Here's which banks offer the best rates, plus which factors to weigh when choosing the best account for you. ... you'll earn $5.17 in interest. If you find a bank with a 4.4% APY …

cnet.com

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10 Best Money Market Accounts For January 2025: Up To 4.75%

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4 days ago · Savers earn a healthy interest rate of 4.75% annual percentage yield applies to all balance tiers, which are identified as $0.01–$4,999.99, $5,000.00–$149,999.99 and balances …

forbes.com

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Best High-Yield Savings Accounts – December 2024 - U.S. News

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Dec 19, 2024 · That's the case for JPMorgan Chase Bank, Bank of America and U.S. Bank – three of the largest U.S. banks. Over one year, $1,000 stored in a savings account with a …

usnews.com

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Best Savings Interest Rates Today, January 8, 2025 (top Rate At …

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5 days ago · For example, the average savings account rate is just 0.42%, while the best savings interest rates are generally around 4.0% to 4.5% APY. As of January 8, 2025, the highest …

yahoo.com

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Best Brick-And-Mortar Savings Accounts Of January 2025 - CNBC

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Jan 1, 2025 · Visit a branch to earn a 4.75% Promotional Interest Rate with 1.24% - 1.31% Annual Percentage Yield. Activities required. Deposit products are provided by Citibank, N.A. …

cnbc.com

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10 High-Yield Savings Accounts Offering 4.5% Or More Now

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May 8, 2023 · As it now weighs a pause, here are 10 offers over 4.5%. The Fed's rate hikes have driven up the APYs on high-yield savings accounts. As it now weighs a pause, here are 10 …

money.com

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Top CD Rates Today, Jan. 13, 2025 - Only 4 Offers Still Guarantee …

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2 hours ago · Four CDs offer rates of 4.75% or more, including the newly resurrected 5.50% guarantee. But with interest rates falling, how long will these offers last?

investopedia.com

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Top CD Rates Today: Jan. 13 -- Up To 4.65% | GOBankingRates

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1 day ago · CDs offer fixed interest rates for the duration of their term, making them a predictable investment. Common CD terms include 3, 6, 12 and 18 months. When you open a CD at a …

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FAQs about 8 Savings Accounts That Earn 4% or More - NerdWallet Coupon?

Which banks offer the highest interest rates for savings accounts?

Typically, online banks and credit unions offer the highest interest rates for savings accounts. However, bear in mind that changing accounts may not be worth the effort, particularly if your new account's rate drops afterward. You also might consider other types of savings account options. ...

Where can I find the best savings interest rates?

Generally, you'll find the best nationwide savings interest rates at online banks. That said, a local credit union currently offers the highest interest rate on a savings account overall. You may get 6.17% APY on up to $1,000 in your savings if you join Digital Federal Credit Union. ...

Which banks have a low interest rate?

You also may notice an absence of the biggest bank names you know. Chase Bank, Bank of America, and Wells Fargo —three of the country's four largest banks by assets—offer savings account rates far below the national average. ...

Which savings accounts earn 4% a year?

NerdWallet's Savings Accounts That Earn 4% or More Upgrade Premier Savings Bask Interest Savings Account UFB Portfolio Savings CIT Bank Platinum Savings Bread Savings™️ High-Yield Savings Account CIBC Agility™ Savings First Foundation Bank Online Savings Account Salem Five Direct eOne Savings Synchrony Bank High Yield Savings TAB Save ...

Which bank offers the best APY?

Online-only banks traditionally offer better APYs than brick-and-mortar banks. Learn more about this type of deposit account so you can pick the best one for your situation. A high-yield savings account offers a better-than-average annual percentage yield compared with all savings accounts. ...

Are savings account interest rates tied to the Federal Reserve?

Savings account interest rates aren't directly tied to the Federal Reserve's interest rate movements, but they tend to move in the same direction. Since the Fed cut rates in September and November, high-yield savings account rates have started dropping as well. ...