What Rate of Return Should I Expect on My 401(k)? (2025)

1 day ago · We hate to drag out that old, on-the-fence phrase, "it depends." But it does.Your 401(k) plan's rate of return is directly correlated to the investment portfolio you create with your contributions, as well as the current market environment.That being said, although each 401(k) …

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Do 401k Double Every 7 Years? (2025) - Investguiding

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Nov 30, 2024 · What is the average return rate on a 401k? The average rate of return on 401(k)s from 2015 to 2020 was 9.5%, according to data from retirement and financial service provider, …

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Retirement Account Statistics 2024 - NerdWallet

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Aug 14, 2024 · The average annual employee 401(k) contribution was 7.4% of pay in 2023, according to the most recent data available from Vanguard, one of the largest retirement …

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What Is The Average Rate Of Return On A 401(k)? - InvestmentZen

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Jan 24, 2024 · Average 401(k) Return vs. The Market. Just four years ago, the average rate of return on 401(k) plans was an abysmal -.4%. Relative to the overall return of the S&P 500 over …

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Average 401(k) Return: What You Should Expect - GOBankingRates

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May 1, 2023 · The average rate of return on a 401(k) ranges from 5% to 8%. However, the typical 401(k) holds a mix of roughly 60% stocks and 40% bonds, so it's also subject to the whims of …

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Average 401 (k) Rate Of Return: What You Can Expect - Capitalize

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Jun 16, 2023 · Up to $80 cash back · As such, understanding average 401(k) returns — and how to plan for the unexpected — can significantly influence your future financial security. This …

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10 Market Themes To Watch Out For In 2025 - Forbes

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18 hours ago · 2025 will likely see its share of obstacles. ... the S&P 500 has delivered an average return of 11% during inaugural years over the past 50 years—the second-best of the …

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How Long Does It Take For 401k To Double? (2025) - Investguiding

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Dec 1, 2024 · A 401(k)'s average rate of return depends on what you're invested in. Depending on the investments, you can expect to see returns of 3% or up to 10%. If you're looking for the …

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What Is A Realistic Rate Of Return For Retirement? - SmartAsset

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Many consider a rate of return of less than 10% to be conservative for your retirement accounts because of historic returns. Here's what you need to know.

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Average 401(k) Return: What You Can Expect - SmartAsset (2023)

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Nov 30, 2023 · Many retirement planners suggest the typical 401(k) portfolio generates an average annual return of 5% to 8% based on market conditions. But your 401(k) return …

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How Long It Takes To Become A Millionaire Through Your 401(k)

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1 day ago · But here’s how different rates of return can impact your journey to millionaire status in your 401(k) account. If you’re investing $500 per month into your 401(k) account, here’s how …

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FAQs about What Rate of Return Should I Expect on My 401(k)? (2025) Coupon?

What is the average return on a 401(k)?

Based on a standard portfolio mix of 60% stocks and 40% bonds, the average rate of return for a 401 (k) generally ranges from 5% to 8%. What is the most common type of investment in a 401 (k)? Mutual funds are the most popular kind of investment in a 401 (k). What is the average balance in a 401 (k)? ...

What's new in 401(k) plans in 2025?

Here's the lowdown on five big changes to 401 (k) plans in 2025 and how you can take full advantage of them. Maximum contribution limits for 401 (k) plans are rising by $500 for many workers in 2025. Workers age 50 and older can make additional catch-up contributions, with those in the 60 to 63 age group eligible for even higher limits. ...

What is a good 401(k) return?

Typical returns on 401 (k)s may vary, but looking for an average of between 5% and 8% would likely be a good target range. Of course, that doesn’t mean that there won’t be up or down years, and averages, themselves, can be a bit misleading. ...

Does my 401(k) plan have a rate of return?

Your 401 (k) plan 's rate of return is directly correlated to the investment portfolio you create with your contributions, as well as the current market environment. ...

How much will a 401(k) increase over 20 years?

Assuming your 401(k) balance is currently $100,000, it will grow to $320,713 if the constant annual rate of return is 6% and nothing is added to the account over 20 years. ...

What is the expected 401(k) balance at retirement?

With an annual rate of return of 7%, you could expect to have $497,444 by the time you retire at 65. Suppose you earn $50,000 annually and set aside 10% of your wages each year. Your salary increases by 10% annually, and you are currently 45 years old with a 401 (k) balance of $1,000. ...